Personal loans in Brownsville, TN

Borrowers who want a bigger city can look to Jackson, TN about 24 miles away. A 2020-to-2023 comparison shows Brownsville down by about 4.1%. When Tennessee caps or restricts a product, lenders either change the terms or withdraw it from Brownsville as from the rest of the state. Verify the lender's Tennessee licence against the regulator named below before borrowing in Brownsville.

Local context for Brownsville

What follows is Brownsville's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.

• Population: the Census counts 9,386 residents in Brownsville (Vintage 2023 subcounty estimate), the 65th-largest figure among Tennessee's 344 places.
• Population trend: The 2020-to-2023 change is negative, near 4.1%.
• People gained or lost: about 401 fewer since the 2020 base.
• Size percentile: Brownsville's 9,386 people outrank roughly 81% of the places in Tennessee.
• Density: roughly 952 residents per square mile, spread over 9.9 sq mi of land.
• By land area: Brownsville ranks 89th among Tennessee's 344 places, at 9.9 sq mi.
• Within Tennessee: about 0.3% of the state's population lives in Brownsville.
• National rank: Brownsville is 3,285th of 19,457 places nationwide.
• Growth in Tennessee: Brownsville stands 336th by percentage change from 2020 to 2023, among 344 places.
• State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Brownsville's 4.1%.
• Density rank: Brownsville places 67th among Tennessee's places by people per square mile.
• Density in context: Brownsville's 952 people per square mile sit against a Tennessee median of 553.
• Location: 35.5890, -89.2579 (Census Gazetteer coordinates).
• Nearest larger cities: Jackson (24 mi); Oakland (30 mi); Atoka (32 mi); Dyersburg (32 mi); Arlington (33 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller towns: Stanton (12 mi); Bells (13 mi); Alamo (16 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 75 of them.
• At 100 miles: 31 larger Census places fall inside that radius.

How Tennessee law applies in Brownsville

When Tennessee does not publish a figure, the row links to the source instead of inventing a number; Brownsville is bound by the same rules.

Before you apply in Brownsville

These steps shape the offer you get in Brownsville, a place of about 9,386 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Get several pre-qualifications and compare APR side by side before choosing.
4. Verify the lender's Tennessee licence with the regulator listed on this page.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

None of these steps is Brownsville-specific: the same Tennessee licensing and disclosure rules reach all 9,386 residents.

Inside a Brownsville personal loan

Most loans made to Brownsville's 9,386 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Brownsville lender to disclose the APR and finance charge before you sign. Shortening the term on a Brownsville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Where Brownsville sits in Tennessee

Brownsville is the 65th-largest of 344 Census places in Tennessee and contains about 0.3% of the state's people. For population change between 2020 and 2023, Brownsville ranks 336th of 344 in Tennessee (about the 2th percentile). Its roughly 952 residents per square mile place it 67th among Tennessee's places. Within 50 miles sit 75 smaller Census places, alongside the 11 that are larger.

Brownsville: area, density and distance

Inside Brownsville's boundaries lie about 9.9 square miles of land, with no significant water area recorded. Spread across it are roughly 952 residents per square mile. The largest place in Tennessee, Memphis, lies about 52 miles away. A 50-mile radius around Brownsville takes in 11 places that are larger. By land area it ranks 89th of 344 Tennessee places.