Personal loans in Browns Valley, MN
In Browns Valley, one of 853 Census places in Minnesota, the figure to compare across lenders is the APR, not the advertised rate.
For the 511 people in Browns Valley, Minnesota runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. By population, Browns Valley sits at 486th in Minnesota, with an estimated 511 residents. Read the disclosure for an origination fee and any prepayment penalty before signing in Browns Valley. Population in Browns Valley dropped about 8.4% over the three years from 2020 to 2023. Borrowers who want a bigger city can look to Sisseton, SD about 11 miles away.
Browns Valley by the numbers
Here is the sourced Census picture for Browns Valley, plus the Minnesota lending rules that apply to a loan taken out here.
- Population: about 511 people live here, which puts Browns Valley 486th of 853 Census places in Minnesota (Vintage 2023).
- Population trend: Roughly 8.4% fewer residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a loss of about 47 residents.
- Size percentile: about 43% of Minnesota's Census places are smaller than Browns Valley.
- Density: roughly 646 residents per square mile, spread over 0.8 sq mi of land.
- Land area rank: Browns Valley's 0.8 square miles rank 594th of 853 places in Minnesota.
- State share: roughly 0.0% of Minnesota's residents live in Browns Valley (511 people).
- National standing: Browns Valley ranks 13,077th of 19,457 US places.
- Growth rank: Browns Valley ranks 852nd among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Browns Valley's 8.4% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Browns Valley places 405th among Minnesota's places by people per square mile.
- Density vs Minnesota: Browns Valley's 646 people per square mile compare with a state median of 607.
- Location: 45.5947, -96.8327 (US Census Bureau Gazetteer).
- Nearest larger cities: Sisseton (11 mi); Graceville (19 mi); Wheaton (22 mi); Milbank (28 mi); Ortonville (28 mi). Online lenders reach Browns Valley no matter how far the nearest branch is.
- Smaller communities close by: Beardsley (6 mi); Peever (7 mi); Wilmot (13 mi), each with its own Census population profile.
- Smaller places within 50 miles: 64 of them.
- Larger places within 100 miles: 101.
Browns Valley's place among Minnesota's 853 places
Within Minnesota, Browns Valley holds roughly 0.0% of all residents, the 486th-largest share among 853 places. On the 2020-to-2023 trend, Browns Valley stands 852nd among Minnesota's 853 places — roughly the 0th percentile. At about 646 people per square mile, Browns Valley is the 405th most densely settled place in Minnesota. Between 2020 and 2023 the count changed by roughly 47 residents.
The state rulebook for Browns Valley
Read the table as a lender's compliance picture for Browns Valley: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated loan license required from the commissioner for loans within the Chapter 56 threshold (Minn. Stat. § 56.01) Source says: "without first obtaining a license from the commissioner, no person shall engage in the business of making loans of money" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Land, water and location for Browns Valley
Browns Valley's land area is roughly 0.8 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 646 people per square mile. For the state's biggest city, Minneapolis, the distance is roughly 179 miles. Counting outward 50 miles, 15 larger communities surround Browns Valley. The 100-mile radius contains 101 larger places.
How lenders reach Browns Valley
Browns Valley is a moderately settled community of about 511 people, with 15 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Browns Valley without a local office, so branch density does not change what its 511 residents are offered. For a larger market, the closest option is Sisseton, SD about 11 miles away.
What shapes a Browns Valley personal loan
A Browns Valley personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 511 residents. Two numbers drive a Browns Valley loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Browns Valley decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Beardsley, MN — population 210
- Peever, SD — population 173
- Wilmot, SD — population 424
- Sisseton, SD — population 2,418
- Corona, SD — population 67
- Barry, MN — population 15
- New Effington, SD — population 226
- Rosholt, SD — population 368