Personal loans in Brookville, NY
Brookville ranks 240th of 595 places in New York, with a population near 2,947. Two households in Brookville with comparable incomes can still be offered different rates; the city's 2,947 residents are not the reason.
Begin with the payment, then weigh APR and total interest across the lenders that reach Brookville's 2,947 residents. A single loan can carry different costs on either side of a state line, and Brookville sits on the New York side of that line. A 2020-to-2023 comparison shows Brookville down by about 0.2%. For a bigger market, look to Old Westbury, NY about 2 miles away.
Local context for Brookville
Set out below is Brookville's local context next to the state-level rules that reach every lender here.
- Population: 2,947 residents; Brookville is the 240th-largest of 595 places in New York (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 0.2%.
- Net change: roughly 7 fewer people than the 2020 Census counted.
- Size percentile: about 60% of New York communities are smaller than Brookville (2,947 residents).
- Density: roughly 747 residents per square mile, spread over 3.9 sq mi of land.
- By land area: Brookville ranks 83rd among New York's 595 places, at 3.9 sq mi.
- Water area: Brookville has 0.01 square miles of water, ranking 294th of 595 places in New York.
- State share: roughly 0.0% of New York's residents live in Brookville (2,947 people).
- National rank: Brookville sits 6,337th by population among the 19,457 places in this dataset.
- Growth in New York: Brookville stands 122nd by percentage change from 2020 to 2023, among 595 places.
- Against the state trend: Brookville's 0.2% change compares with a New York average of -1.1% across its 595 places.
- Density rank: Brookville is the 466th most densely settled place in New York.
- Against the state median: Brookville runs about 747 residents per square mile, where the New York median is 1,515.
- Location: 40.8079, -73.5701 (US Census Bureau Gazetteer).
- Nearest larger cities: Old Westbury (2 mi); Muttontown (2 mi); East Hills (3 mi); Westbury (3 mi); Roslyn (4 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller towns nearby: Old Brookville (3 mi); Upper Brookville (3 mi); Matinecock (4 mi).
- Smaller places within 50 miles: 68 of them.
- At 100 miles: 355 larger Census places fall inside that radius.
The anatomy of a Brookville personal loan
In Brookville, a small community of about 2,947, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Brookville's rank of 240th in New York: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Brookville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
How Brookville compares across New York
Within New York, Brookville holds roughly 0.0% of all residents, the 240th-largest share among 595 places. On the 2020-to-2023 trend, Brookville stands 122nd among New York's 595 places — roughly the 79th percentile. By density, at about 747 people per square mile, it ranks 466th in New York. The population moved by about 7 people between 2020 and 2023, a 0.2% shift.
Borrowing reach in Brookville
At roughly 747 people per square mile, Brookville is moderately settled; 247 larger places lie within 50 miles. Lenders licensed in New York reach Brookville's 2,947 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Old Westbury, NY about 2 miles away.
The geography behind Brookville
Inside Brookville's boundaries lie roughly 3.9 square miles of land and 0.01 square miles of water. That land carries about 747 people per square mile. New York, the largest place in New York, is about 22 miles from Brookville. Counting outward 50 miles, 247 larger communities surround Brookville. By land area it ranks 83rd of 595 New York places.
Which New York laws govern a loan in Brookville
Read the table as a lender's compliance picture for Brookville: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
Common questions
What are my options in Brookville if my credit is poor?
What loan size can I expect in Brookville?
Do I have to pledge anything to borrow in Brookville?
Does comparing loans in Brookville cost me credit score points?
Nearby places
- Old Westbury, NY — population 4,833
- Muttontown, NY — population 3,492
- Upper Brookville, NY — population 1,763
- Old Brookville, NY — population 2,085
- Westbury, NY — population 15,739
- Matinecock, NY — population 847
- East Hills, NY — population 7,228
- Roslyn Harbor, NY — population 1,085