Personal loans in Brookside, CO
Brookside is one of 270 Census places in Colorado; its 243 residents put it at 228th. In Brookside, one of 270 Census places in Colorado, the figure to compare across lenders is the APR, not the advertised rate.
Brookside gained roughly 3.0% in population across the 2020-to-2023 comparison. For a community of about 243, the practical step is to compare APR across at least three lenders before committing. State law, not city hall, decides what a lender may do to Brookside's roughly 243 residents, and a state regulator supervises it. The nearest larger city is Williamsburg, CO about 2 miles away.
Where Brookside stands
Most of what governs a Brookside loan is written in Colorado law rather than in the city; the sourced notes below make that split concrete.
- Population: 243 — Brookside ranks 228th of 270 communities in Colorado (US Census Bureau, Vintage 2023).
- Population trend: About 3.0% above the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a gain of about 7 residents.
- Size percentile: about 16% of Colorado's Census places are smaller than Brookside.
- Land and density: 0.5 square miles of land carry roughly 513 residents per square mile.
- Land area rank: Brookside's 0.5 square miles rank 209th of 270 places in Colorado.
- Share of state population: Brookside's 243 residents are about 0.0% of Colorado.
- Nationally: Brookside is the 15,855th-largest of 19,457 Census places in the dataset.
- Growth rank: Brookside's 2020-to-2023 change ranks 69th of 270 places in Colorado.
- Versus Colorado: the state average change is +2.3%, while Brookside moved 3.0%.
- Density rank: Brookside places 213th among Colorado's places by people per square mile.
- Density vs Colorado: Brookside's 513 people per square mile compare with a state median of 1,126.
- Location: 38.4135, -105.1909 (US Census Bureau Gazetteer).
- Nearest larger cities: Williamsburg (2 mi); Cañon City (3 mi); Rockvale (4 mi); Coal Creek (4 mi); Florence (5 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Rye (37 mi); Crestone (40 mi); Moffat (48 mi) — useful context for the surrounding area.
- Smaller neighbours: 3 places smaller than Brookside sit within 50 miles.
- Larger places within 100 miles: 85.
The state rulebook for Brookside
Below are the Colorado rules that apply to a loan made in Brookside, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Colorado Attorney General's Office — Consumer Credit Unit (Administrator of the Uniform Consumer Credit Code) Source says: "The Consumer Credit Unit regulates (through licensure/registration programs) companies and individuals involved in consumer lending"; it "licenses non-bank lenders such as finance companies and payday lenders". | Colorado Attorney General — Consumer Protection Section as of 2026-09-16 |
| Payday lending status | Permitted but capped at 36% APR (Proposition 111, effective February 1, 2019) Source says: "a finance charge for each deferred deposit loan or payday loan that must not exceed an annual percentage rate of thirty-six percent". | Colorado General Assembly — C.R.S. § 5-3.1-105 (Deferred Deposit Loan Act) as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required from the UCCC Administrator (master license required for more than one place of business); deferred deposit lenders must hold a supervised lender's license Source says: "if a supervised lender has more than one place of business, they must obtain a master license"; "no person shall engage in the business of deferred deposit loans without having first obtained a supervised lender's license" (C.R.S. § 5-3.1-116). | Colorado Attorney General — Uniform Consumer Credit Code licensing as of 2026-09-16 |
Land, water and location for Brookside
Brookside covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 243 residents, the land area yields roughly 513 people per square mile. Denver, the largest place in Colorado, is about 95 miles from Brookside. Within 50 miles of Brookside there are 18 larger Census places. The 100-mile radius contains 85 larger places.
Steps to take before a Brookside loan
For Brookside's roughly 243 residents, these are the steps that most influence the offer:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Make sure the lender appears in the Colorado regulator's licence list.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Brookside and the rest of Colorado is not the process but the borrower's own file, among the 243 people here.
Brookside in state context
Among Colorado's 270 places, Brookside sits at 228th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 69th of 270 Colorado places, putting it near the 74th percentile for growth. Its roughly 513 residents per square mile place it 213th among Colorado's places. Within 50 miles sit 3 smaller Census places, alongside the 18 that are larger.
Lender access in Brookside
Brookside is moderately settled, with about 513 people per square mile and 18 larger places within 50 miles. Whether Brookside has a local branch or not, a Colorado-licensed lender can serve its 243 people online on the same terms. The nearest bigger place is Williamsburg, CO about 2 miles away.
Common questions
What are my options in Brookside if my credit is poor?
What loan size can I expect in Brookside?
Do I have to pledge anything to borrow in Brookside?
Does comparing loans in Brookside cost me credit score points?
Nearby places
- Williamsburg, CO — population 765
- Cañon City, CO — population 17,241
- Rockvale, CO — population 533
- Coal Creek, CO — population 367
- Florence, CO — population 3,862
- Victor, CO — population 364
- Cripple Creek, CO — population 1,117
- Silver Cliff, CO — population 707