Personal loans in Brooks, GA
Brooks gained roughly 1.2% in population across the 2020-to-2023 comparison. An estimated 575 people make their home in Brooks, a figure that ranks 369th in Georgia.
Brooks is a small community in Georgia, with an estimated 575 residents, and every licensed lender here follows the same state rulebook. Decide the purpose of the loan and your repayment plan before sharing any details with a Brooks lender. Which products a lender may offer to Brooks's 575 residents follows from the Georgia consumer-lending framework. The nearest larger metro is Senoia, GA about 6 miles away.
Brooks: population, trend and location
Only a few things actually differ by place — population, area, location, and the Georgia rules a lender must follow — and they are below.
- Population: a Census-estimated 575, 369th among Georgia's 536 places (Vintage 2023).
- Population trend: Growth of about 1.2% across the 2020-to-2023 comparison.
- People gained or lost: about 7 more since the 2020 base.
- Size percentile: Brooks's 575 people outrank roughly 31% of the places in Georgia.
- Population density: 133 people per square mile on 4.3 square miles of land.
- Land area rank: Brooks's 4.3 square miles rank 203rd of 536 places in Georgia.
- Water area: Brooks has 0.06 square miles of water, ranking 159th of 536 places in Georgia.
- State share: roughly 0.0% of Georgia's residents live in Brooks (575 people).
- National rank: Brooks is the 12,607th most populous of the 19,457 Census places covered here.
- Growth rank: Brooks ranks 274th among Georgia's 536 places for the 2020-to-2023 change.
- Versus Georgia: the state average change is +3.4%, while Brooks moved 1.2%.
- Density in Georgia: Brooks ranks 489th by people per square mile.
- Against the state median: Brooks runs about 133 residents per square mile, where the Georgia median is 536.
- Location: 33.2933, -84.4514 (Census Gazetteer coordinates).
- Nearest larger cities: Senoia (6 mi); Williamson (10 mi); Peachtree City (10 mi); Hampton (11 mi); Fayetteville (11 mi). Larger metros often have more branches, but online lenders reach Brooks on the same terms.
- Nearest smaller towns: Woolsey (5 mi); Haralson (8 mi); Sunny Side (10 mi) — useful context for the surrounding area.
- Smaller neighbours: 25 places smaller than Brooks sit within 50 miles.
- At 100 miles: 240 larger Census places fall inside that radius.
How a Brooks personal loan is priced
Brooks is a small community of about 575 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Brooks loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Brooks loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Brooks sits in Georgia
Among Georgia's 536 places, Brooks sits at 369th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 274th of 536 Georgia places, putting it near the 49th percentile for growth. Its roughly 133 residents per square mile place it 489th among Georgia's places. The population moved by about 7 people between 2020 and 2023, a 1.2% shift.
Where Brooks sits
The Census Gazetteer records 4.3 square miles of land and 0.06 square miles of water within Brooks. With 575 residents, the land area yields roughly 133 people per square mile. Atlanta, the largest place in Georgia, is about 32 miles from Brooks. Counting outward 50 miles, 89 larger communities surround Brooks. The 100-mile radius contains 240 larger places.
Borrowing reach in Brooks
Brooks is lightly settled, with about 133 people per square mile and 89 larger places within 50 miles. Distance to a branch rarely matters for Brooks's 575 residents: the application is online and the price follows your credit file. The nearest larger city, Senoia, GA about 6 miles away.
How Georgia law applies in Brooks
When Georgia does not publish a figure, the row links to the source instead of inventing a number; Brooks is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Georgia Department of Banking and Finance (DBF) Source says: "The Non-depository division supervises mortgage lenders, mortgage brokers, and mortgage loan originators, as well as installment lenders, check cashers, and money transmitters". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Installment Loan Act rate cap | 10% per annum of the face amount of the contract (licensed installment loans) Source says: "may charge interest at a rate not to exceed 10 percent per annum of the face amount of the contract". | Georgia Department of Banking and Finance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Georgia's rate ceilings are set by O.C.G.A. Title 7, Chapter 4 (O.C.G.A. §§ 7-4-1 to 7-4-21); the Department of Banking and Finance does not publish the figure and the official code host could not be fetched, so no figure is asserted. | Georgia Department of Banking and Finance as of 2026-09-16 |
Common questions
What are my options in Brooks if my credit is poor?
What loan size can I expect in Brooks?
Do I have to pledge anything to borrow in Brooks?
Does comparing loans in Brooks cost me credit score points?
Nearby places
- Woolsey, GA — population 207
- Senoia, GA — population 5,929
- Haralson, GA — population 199
- Williamson, GA — population 741
- Peachtree City, GA — population 40,193
- Fayetteville, GA — population 20,083
- Sunny Side, GA — population 212
- Hampton, GA — population 9,162