Personal loans in Bronxville, NY
With an estimated 6,404 residents, Bronxville is the 141st-largest of 595 places in New York. A lender serving Bronxville holds a New York licence and answers to a New York regulator; no city office is involved for its 6,404 residents.
Begin with the payment, then weigh APR and total interest across the lenders that reach Bronxville's 6,404 residents. Lenders active in Bronxville report to a New York supervisor, identified in the sourced rows below. A 2020-to-2023 comparison shows Bronxville down by about 3.7%. The nearest larger city is Tuckahoe, NY about 1 miles away.
Borrowing in Bronxville: the local picture
Two layers matter for a Bronxville borrower: the local population picture and New York's consumer-lending statutes.
- Population: 6,404 residents; Bronxville is the 141st-largest of 595 places in New York (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.7% fewer residents than the 2020 Census counted.
- People gained or lost: about 248 fewer since the 2020 base.
- Size percentile: about 76% of New York communities are smaller than Bronxville (6,404 residents).
- Density: the Census land area of 1.0 sq mi holds about 6,588 people per square mile.
- Land area: Bronxville covers 1.0 square miles, the 419th-largest area among New York's 595 places.
- Share of state population: Bronxville's 6,404 residents are about 0.1% of New York.
- National rank: Bronxville is the 4,209th most populous of the 19,457 Census places covered here.
- Growth rank: Bronxville's 2020-to-2023 change ranks 574th of 595 places in New York.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Bronxville's 3.7%.
- Density in New York: Bronxville ranks 45th by people per square mile.
- Against the state median: Bronxville runs about 6,588 residents per square mile, where the New York median is 1,515.
- Location: coordinates 40.9395, -73.8264 (US Census Bureau Gazetteer).
- Nearest larger cities: Tuckahoe (1 mi); Mount Vernon (2 mi); Yonkers (2 mi); Pelham (2 mi); New Rochelle (3 mi). Living near a larger metro rarely changes what is available in Bronxville.
- Smaller towns nearby: Pelham Manor (3 mi); Alpine (5 mi); Ardsley (5 mi).
- Smaller neighbours: 143 places smaller than Bronxville sit within 50 miles.
- Within 100 miles: 273 places are larger than Bronxville.
What New York law requires in Bronxville
These are New York's sourced lending facts as they reach Bronxville's 6,404 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License." | New York State Department of Financial Services as of 2026-09-16 |
| Criminal usury in the second degree (Penal Law 190.40) | Interest rate exceeding 25% per annum; class E felony Source says: "at a rate exceeding twenty-five per centum per annum or the equivalent rate for a longer or shorter period" | New York State Senate (Open Legislation) as of 2026-09-16 |
What is available to Bronxville borrowers
With about 6,588 residents per square mile, Bronxville is densely built, and 206 larger Census places sit within 50 miles. Distance to a branch rarely matters for Bronxville's 6,404 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Tuckahoe, NY about 1 miles away.
How Bronxville compares across New York
Bronxville is the 141st-largest of 595 Census places in New York and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Bronxville stands 574th among New York's 595 places — roughly the 4th percentile. At about 6,588 people per square mile, Bronxville is the 45th most densely settled place in New York. In land area, Bronxville ranks 419th among New York's 595 places.
Bronxville on the map
Inside Bronxville's boundaries lie about 1.0 square miles of land, with no significant water area recorded. The resulting density is about 6,588 people per square mile. For the state's biggest city, New York, the distance is roughly 20 miles. Counting outward 50 miles, 206 larger communities surround Bronxville. Within the same 50 miles lie 143 smaller Census places.
Before you apply in Bronxville
For Bronxville's roughly 6,404 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Verify the lender's New York licence with the regulator listed on this page.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
The process is identical across New York; what changes is your credit file, not the fact that Bronxville holds 6,404 people.
Common questions
What are my options in Bronxville if my credit is poor?
What loan size can I expect in Bronxville?
Do I have to pledge anything to borrow in Bronxville?
Does comparing loans in Bronxville cost me credit score points?
Nearby places
- Tuckahoe, NY — population 6,900
- Mount Vernon, NY — population 71,168
- Pelham, NY — population 7,138
- Yonkers, NY — population 207,657
- New Rochelle, NY — population 83,742
- Pelham Manor, NY — population 5,542
- Scarsdale, NY — population 17,747
- Hastings-on-Hudson, NY — population 8,307