Personal loans in Bromide, OK
At about 122 residents, Bromide is larger than roughly 17% of the places in Oklahoma. A personal loan in Bromide is priced from your credit file and income, not from the fact that the city holds 122 people.
Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Bromide loan. Every figure below is Oklahoma's own, applied to Bromide's 122 residents, with the publisher and retrieval date attached. Census figures put the 2020-to-2023 decrease in Bromide at about 0.8%. The nearest larger metro is Wapanucka, OK about 5 miles away.
Bromide: the sourced local profile
Set out below is Bromide's local context next to the state-level rules that reach every lender here.
- Population: 122 people, a figure that places Bromide 488th among the 590 Census places in Oklahoma (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 0.8% between 2020 and 2023.
- Absolute change: 1 residents lost between 2020 and 2023.
- Size percentile: about 17% of Oklahoma communities are smaller than Bromide (122 residents).
- Population density: about 181 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Bromide ranks 385th among Oklahoma's 590 places, at 0.7 sq mi.
- Share of Oklahoma: Bromide holds about 0.0% of the state's population, some 122 people.
- National rank: Bromide is 17,742nd of 19,457 places nationwide.
- Growth in Oklahoma: Bromide stands 433rd by percentage change from 2020 to 2023, among 590 places.
- Versus Oklahoma: the state average change is +1.3%, while Bromide moved 0.8%.
- Density in Oklahoma: Bromide ranks 476th by people per square mile.
- Density vs Oklahoma: Bromide's 181 people per square mile compare with a state median of 546.
- Location: 34.4183 / -96.4948, per the US Census Bureau Gazetteer.
- Nearest larger cities: Wapanucka (5 mi); Milburn (13 mi); Tupelo (13 mi); Lehigh (16 mi); Stonewall (16 mi). Larger metros often have more branches, but online lenders reach Bromide on the same terms.
- Smaller communities close by: Centrahoma (16 mi); Hickory (23 mi); Armstrong (27 mi), each with its own Census population profile.
- Smaller neighbours: 9 places smaller than Bromide sit within 50 miles.
- At 100 miles: 300 larger Census places fall inside that radius.
Getting a loan in Bromide
At roughly 181 people per square mile, Bromide is lightly settled; 62 larger places lie within 50 miles. What is available to Bromide's 122 borrowers is set by Oklahoma licensing and your own credit, not by how many branches are nearby. The nearest larger city, Wapanucka, OK about 5 miles away.
Bromide's place among Oklahoma's 590 places
Against Oklahoma's other places, Bromide accounts for about 0.0% of the state's population and ranks 488th of 590 by size. For population change between 2020 and 2023, Bromide ranks 433rd of 590 in Oklahoma (about the 27th percentile). At about 181 people per square mile, Bromide is the 476th most densely settled place in Oklahoma. Within 50 miles sit 9 smaller Census places, alongside the 62 that are larger.
The geography behind Bromide
Inside Bromide's boundaries lie about 0.7 square miles of land, with no significant water area recorded. The resulting density is about 181 people per square mile. For the state's biggest city, Oklahoma City, the distance is roughly 93 miles. Bromide has 62 larger places within a 50-mile radius. Within the same 50 miles lie 9 smaller Census places.
Which Oklahoma laws govern a loan in Bromide
Below are the Oklahoma rules that apply to a loan made in Bromide, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Oklahoma Department of Consumer Credit (OKDOCC) Source says: "The Department is responsible for the regulation of consumer credit sales and consumer loans in the State of Oklahoma." | Oklahoma Department of Consumer Credit as of 2026-09-16 |
| Payday lending status | Prohibited since August 1, 2020: no new deferred deposit (payday) loans may be made; all Deferred Deposit Lending Act licenses terminated. Source says: "Beginning on and after August 1, 2020, no new deferred deposit loan may be entered into or transacted by a licensee or other person" and "All Deferred Deposit Lending Act licenses shall be terminated and be deemed to have expired on August 1, 2020" (59 O.S. 3101.1). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
| Small-loan / installment lender licensing | Oklahoma Small Lender license required (Oklahoma Department of Consumer Credit); separate license per location; 59 O.S. 3150-3150.27. Source says: "no person shall engage in the business of making small loans... unless the person is licensed by the Department of Consumer Credit" (59 O.S. 3150.2). | Oklahoma State Courts Network (Oklahoma Statutes, OSCN) as of 2026-09-16 |
Before you apply in Bromide
Before you hand your details to a lender in Bromide, where the population is near 122:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Use the loan calculator to test the payment on your intended amount and term.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Oklahoma regulator's licence list.
- Write down the purpose of the loan and your repayment plan before you apply.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Bromide-specific: the same Oklahoma licensing and disclosure rules reach all 122 residents.
Common questions
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Nearby places
- Wapanucka, OK — population 385
- Milburn, OK — population 252
- Tupelo, OK — population 324
- Stonewall, OK — population 419
- Centrahoma, OK — population 83
- Tishomingo, OK — population 3,062
- Lehigh, OK — population 271
- Phillips, OK — population 124