Personal loans in Britt, IA
A personal loan in Britt is priced from your credit file and income, not from the fact that the city holds 2,004 people. Britt is home to roughly 2,004 people and stands 166th by size out of 940 Census places in Iowa.
A 2020-to-2023 comparison shows Britt down by about 2.0%. Verify the lender's Iowa licence against the regulator named below before borrowing in Britt. The next larger city is Garner, IA about 10 miles away. For the 2,004 people in Britt, Iowa runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Where Britt stands
Two layers matter for a Britt borrower: the local population picture and Iowa's consumer-lending statutes.
- Population: about 2,004 people live here, which puts Britt 166th of 940 Census places in Iowa (Vintage 2023).
- Population trend: About 2.0% below the 2020 Census base.
- Absolute change: 41 residents lost between 2020 and 2023.
- Size percentile: Britt sits ahead of around 82% of Iowa places, at 2,004 people.
- Population density: about 1,496 people per square mile across 1.3 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Britt ranks 289th among Iowa's 940 places, at 1.3 sq mi.
- State population share: Britt accounts for about 0.1% of everyone in Iowa.
- National rank: Britt is the 7,622nd most populous of the 19,457 Census places covered here.
- Growth in Iowa: Britt stands 635th by percentage change from 2020 to 2023, among 940 places.
- Versus Iowa: the state average change is -0.7%, while Britt moved 2.0%.
- Density in Iowa: Britt ranks 73rd by people per square mile.
- Against the state median: Britt runs about 1,496 residents per square mile, where the Iowa median is 672.
- Location: it lies at 43.0984, -93.8031 in the Census Gazetteer.
- Nearest larger cities: Garner (10 mi); Forest City (14 mi); Belmond (20 mi); Algona (22 mi); Clear Lake (22 mi). Lenders licensed in the state serve Britt whether or not they keep a local branch.
- Nearest smaller places: Crystal Lake (9 mi); Wesley (10 mi); Woden (11 mi).
- Within a 50-mile radius: 108 smaller Census places.
- Within 100 miles: 92 places are larger than Britt.
Britt on the map
The Census Gazetteer records about 1.3 square miles of land within Britt, with no significant water area listed. Spread across it are roughly 1,496 residents per square mile. The largest place in Iowa, Des Moines, lies about 106 miles away. Counting outward 50 miles, 19 larger communities surround Britt. The 100-mile radius contains 92 larger places.
Inside a Britt personal loan
With roughly 2,004 residents, Britt is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Britt can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Britt loan is knowable in advance — unlike a revolving card balance.
Lender access in Britt
With about 1,496 residents per square mile, Britt is moderately settled, and 19 larger Census places sit within 50 miles. A Iowa licence lets a lender serve Britt without a local office, so branch density does not change what its 2,004 residents are offered. For a larger market, the closest option is Garner, IA about 10 miles away.
Iowa rules behind a Britt personal loan
This table holds the Iowa rate and licensing rules for consumer loans made to Britt's 2,004 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Where Britt sits in Iowa
Within Iowa, Britt holds roughly 0.1% of all residents, the 166th-largest share among 940 places. On the 2020-to-2023 trend, Britt stands 635th among Iowa's 940 places — roughly the 32th percentile. By density, at about 1,496 people per square mile, it ranks 73rd in Iowa. The population moved by about 41 people between 2020 and 2023, a 2.0% shift.
Common questions
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Nearby places
- Crystal Lake, IA — population 244
- Kanawha, IA — population 639
- Woden, IA — population 181
- Corwith, IA — population 260
- Wesley, IA — population 380
- Garner, IA — population 3,035
- Klemme, IA — population 430
- Forest City, IA — population 4,272