Personal loans in Brier, WA

If you are weighing a personal loan in Brier, start from the payment you can carry; its 6,460 residents face the same statewide rules. Census figures put the 2020-to-2023 decrease in Brier at about 1.5%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

At about 6,460 residents, Brier is larger than roughly 59% of the places in Washington. Begin with the payment, then weigh APR and total interest across the lenders that reach Brier's 6,460 residents. For the 6,460 people in Brier, Washington runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Mountlake Terrace, WA about 1 miles away.

The Brier data picture

Set out below is Brier's local context next to the state-level rules that reach every lender here.

Borrowing reach in Brier

Brier is fairly dense, with about 2,942 people per square mile and 66 larger places within 50 miles. What is available to Brier's 6,460 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Mountlake Terrace, WA about 1 miles away.

Washington consumer-lending rules applied in Brier

These are Washington's sourced lending facts as they reach Brier's 6,460 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorWashington State Department of Financial Institutions (DFI)
Source says: DFI licenses and regulates financial institutions and service providers in Washington.
Washington State Department of Financial Institutions (DFI)
as of 2026-09-16
Payday lending statusLicensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45)
Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents.
Washington State Department of Financial Institutions (DFI)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Loan Company license required (Consumer Loan Act, RCW 31.04.035)
Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter.
Washington State Legislature (RCW)
as of 2026-09-16

Brier on the map

Brier's land area is roughly 2.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 2,942 residents per square mile. Seattle, the largest place in Washington, is about 12 miles from Brier. Brier has 66 larger places within a 50-mile radius. The 100-mile radius contains 84 larger places.

Brier's place among Washington's 281 places

Brier is the 116th-largest of 281 Census places in Washington and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Brier stands 225th among Washington's 281 places — roughly the 20th percentile. At about 2,942 people per square mile, Brier is the 57th most densely settled place in Washington. Between 2020 and 2023 the count changed by roughly 99 residents.

How a Brier personal loan is priced

Most loans made to Brier's 6,460 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Brier lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Brier loan is knowable in advance — unlike a revolving card balance.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Brier if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Brier is the same as anywhere in Washington.
What loan size can I expect in Brier?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Brier?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Brier cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related