Personal loans in Brier, WA
If you are weighing a personal loan in Brier, start from the payment you can carry; its 6,460 residents face the same statewide rules. Census figures put the 2020-to-2023 decrease in Brier at about 1.5%.
At about 6,460 residents, Brier is larger than roughly 59% of the places in Washington. Begin with the payment, then weigh APR and total interest across the lenders that reach Brier's 6,460 residents. For the 6,460 people in Brier, Washington runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger metro is Mountlake Terrace, WA about 1 miles away.
The Brier data picture
Set out below is Brier's local context next to the state-level rules that reach every lender here.
- Population: 6,460 — Brier ranks 116th of 281 communities in Washington (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 1.5% between 2020 and 2023.
- Net change: roughly 99 fewer people than the 2020 Census counted.
- Size percentile: Brier sits ahead of around 59% of Washington places, at 6,460 people.
- Density: roughly 2,942 residents per square mile, spread over 2.2 sq mi of land.
- Land area rank: Brier's 2.2 square miles rank 142nd of 281 places in Washington.
- Share of Washington: Brier holds about 0.1% of the state's population, some 6,460 people.
- National standing: Brier ranks 4,187th of 19,457 US places.
- Growth rank: Brier ranks 225th among Washington's 281 places for the 2020-to-2023 change.
- Versus Washington: the state average change is +2.8%, while Brier moved 1.5%.
- Density in Washington: Brier ranks 57th by people per square mile.
- Against the state median: Brier runs about 2,942 residents per square mile, where the Washington median is 1,518.
- Location: 47.7924 / -122.2734, per the US Census Bureau Gazetteer.
- Nearest larger cities: Mountlake Terrace (1 mi); Lake Forest Park (2 mi); Lynnwood (3 mi); Kenmore (3 mi); Bothell (3 mi). Online lenders reach Brier no matter how far the nearest branch is.
- Smaller towns nearby: Woodway (5 mi); Yarrow Point (11 mi); Hunts Point (11 mi).
- Smaller neighbours: 20 places smaller than Brier sit within 50 miles.
- Larger places within 100 miles: 84.
Borrowing reach in Brier
Brier is fairly dense, with about 2,942 people per square mile and 66 larger places within 50 miles. What is available to Brier's 6,460 borrowers is set by Washington licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Mountlake Terrace, WA about 1 miles away.
Washington consumer-lending rules applied in Brier
These are Washington's sourced lending facts as they reach Brier's 6,460 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Washington State Department of Financial Institutions (DFI) Source says: DFI licenses and regulates financial institutions and service providers in Washington. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Payday lending status | Licensed; small loans capped at $700 or 30% of monthly income, max 45 days, fees 15% on first $500 and 10% above (RCW 31.45) Source says: Payday lenders must be licensed by DFI — including online lenders that do business with Washington residents. | Washington State Department of Financial Institutions (DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Loan Company license required (Consumer Loan Act, RCW 31.04.035) Source says: No person may engage in any activity subject to this chapter without first obtaining and maintaining a license in accordance with this chapter. | Washington State Legislature (RCW) as of 2026-09-16 |
Brier on the map
Brier's land area is roughly 2.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 2,942 residents per square mile. Seattle, the largest place in Washington, is about 12 miles from Brier. Brier has 66 larger places within a 50-mile radius. The 100-mile radius contains 84 larger places.
Brier's place among Washington's 281 places
Brier is the 116th-largest of 281 Census places in Washington and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Brier stands 225th among Washington's 281 places — roughly the 20th percentile. At about 2,942 people per square mile, Brier is the 57th most densely settled place in Washington. Between 2020 and 2023 the count changed by roughly 99 residents.
How a Brier personal loan is priced
Most loans made to Brier's 6,460 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Brier lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Brier loan is knowable in advance — unlike a revolving card balance.
Common questions
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Nearby places
- Mountlake Terrace, WA — population 21,516
- Lake Forest Park, WA — population 13,006
- Lynnwood, WA — population 43,867
- Kenmore, WA — population 23,391
- Bothell, WA — population 50,213
- Shoreline, WA — population 61,353
- Edmonds, WA — population 42,701
- Mill Creek, WA — population 20,742