Personal loans in Brielle, NJ
Brielle is a small community in New Jersey, with an estimated 4,920 residents, and every licensed lender here follows the same state rulebook.
Work out your debt-to-income ratio first; lenders weigh it heavily, and Brielle's 4,920 residents are no exception. About 4,920 people live in Brielle, placing it 195th of 323 Census places in New Jersey. State law, not city hall, decides what a lender may do to Brielle's roughly 4,920 residents, and a state regulator supervises it. The trend for Brielle between 2020 and 2023 is downward by roughly 1.2%. A larger market lies at Manasquan, NJ about 1 miles away.
What the Census records for Brielle
Read the local figures below as context; read the sourced New Jersey table as the rulebook a lender here must follow.
- Population: an estimated 4,920 residents, 195th of 323 places in New Jersey (Census Vintage 2023 subcounty estimate).
- Population trend: A loss of roughly 1.2% between 2020 and 2023.
- Absolute change: 60 residents lost between 2020 and 2023.
- Size percentile: bigger than about 40% of the places in New Jersey, with 4,920 residents in Brielle.
- Density: roughly 2,802 residents per square mile, spread over 1.8 sq mi of land.
- By land area: Brielle ranks 176th among New Jersey's 323 places, at 1.8 sq mi.
- Water area rank: Brielle ranks 51st among New Jersey's 323 places, with 0.61 sq mi.
- Share of New Jersey: Brielle holds about 0.1% of the state's population, some 4,920 people.
- National rank: Brielle sits 4,877th by population among the 19,457 places in this dataset.
- Growth rank: Brielle's 2020-to-2023 change ranks 264th of 323 places in New Jersey.
- State comparison: New Jersey's places average +0.3% for 2020-to-2023, against Brielle's 1.2%.
- Density rank: Brielle is the 187th most densely settled place in New Jersey.
- Density vs New Jersey: Brielle's 2,802 people per square mile compare with a state median of 3,448.
- Location: 40.1053 / -74.0644, per the US Census Bureau Gazetteer.
- Nearest larger cities: Manasquan (1 mi); Point Pleasant (2 mi); Belmar (6 mi); Asbury Park (9 mi); Tinton Falls (11 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: Point Pleasant Beach (1 mi); Sea Girt (2 mi); Bay Head (3 mi).
- Smaller places within 50 miles: 71 of them.
- At 100 miles: 342 larger Census places fall inside that radius.
The geography behind Brielle
Inside Brielle's boundaries lie roughly 1.8 square miles of land and 0.61 square miles of water. That land carries about 2,802 people per square mile. The state's population centre of gravity, Newark, is roughly 43 miles away. A 50-mile radius around Brielle takes in 97 places that are larger. By land area it ranks 176th of 323 New Jersey places.
How Brielle compares across New Jersey
Against New Jersey's other places, Brielle accounts for about 0.1% of the state's population and ranks 195th of 323 by size. On the 2020-to-2023 trend, Brielle stands 264th among New Jersey's 323 places — roughly the 18th percentile. By density, at about 2,802 people per square mile, it ranks 187th in New Jersey. The population moved by about 60 people between 2020 and 2023, a 1.2% shift.
A practical checklist for Brielle borrowers
A sensible order of operations for a loan in Brielle, home to about 4,920 people:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Check the New Jersey regulator's records to confirm the lender is licensed here.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Brielle-specific: the same New Jersey licensing and disclosure rules reach all 4,920 residents.
Which New Jersey laws govern a loan in Brielle
Read the table as a lender's compliance picture for Brielle: the rule, the sourced figure, the publisher and the date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services." | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate) Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
| Payday lending status | Unlicensed payday lending violates New Jersey's civil and criminal usury rates; payday lenders must be licensed Source says: "out-of-state or foreign entities that have not obtained the required New Jersey license and whose payment terms violate New Jersey's civil and criminal usury rates" | New Jersey Department of Banking and Insurance as of 2026-09-16 |
Inside a Brielle personal loan
A Brielle personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 4,920 residents. Because pricing is borrower-level, two people in Brielle can be quoted different APRs on the same amount and term. Shortening the term on a Brielle loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Brielle if my credit is poor?
What loan size can I expect in Brielle?
Do I have to pledge anything to borrow in Brielle?
Does comparing loans in Brielle cost me credit score points?
Nearby places
- Point Pleasant Beach, NJ — population 4,897
- Manasquan, NJ — population 5,877
- Point Pleasant, NJ — population 19,429
- Bay Head, NJ — population 965
- Sea Girt, NJ — population 1,841
- Spring Lake Heights, NJ — population 4,834
- Mantoloking, NJ — population 332
- Spring Lake, NJ — population 2,751