Personal loans in Brice, OH
Brice is a small community in Ohio, with an estimated 91 residents, and every licensed lender here follows the same state rulebook. The Census counts 91 people in Brice, the 902nd-largest figure among Ohio's 924 places.
Population in Brice dropped about 3.2% over the three years from 2020 to 2023. Read the disclosure for an origination fee and any prepayment penalty before signing in Brice. The closest larger city is Reynoldsburg, OH about 4 miles away. Every figure below is Ohio's own, applied to Brice's 91 residents, with the publisher and retrieval date attached.
Where Brice stands
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: 91 people, a figure that places Brice 902nd among the 924 Census places in Ohio (US Census Bureau, Vintage 2023).
- Population trend: Roughly 3.2% fewer residents than the 2020 Census counted.
- Absolute change: 3 residents lost between 2020 and 2023.
- Size percentile: roughly 2% of Ohio's places have fewer residents than Brice's 91.
- Density: roughly 1,034 residents per square mile, spread over 0.1 sq mi of land.
- Land area rank: Brice's 0.1 square miles rank 910th of 924 places in Ohio.
- Within Ohio: about 0.0% of the state's population lives in Brice.
- National standing: Brice ranks 18,276th of 19,457 US places.
- Growth rank: Brice ranks 898th among Ohio's 924 places for the 2020-to-2023 change.
- Versus Ohio: the state average change is +0.9%, while Brice moved 3.2%.
- Density rank: Brice places 588th among Ohio's places by people per square mile.
- Against the state median: Brice runs about 1,034 residents per square mile, where the Ohio median is 1,289.
- Location: mapped by the US Census Bureau at 39.9172, -82.8319.
- Nearest larger cities: Reynoldsburg (4 mi); Pickerington (4 mi); Whitehall (5 mi); Canal Winchester (5 mi); Groveport (5 mi). Online lenders reach Brice no matter how far the nearest branch is.
- Nearest smaller towns: Octa (46 mi); Norwich (55 mi); Centerville (Thurman) (73 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 1 of them.
- Larger places within 100 miles: 589.
Which Ohio laws govern a loan in Brice
When Ohio does not publish a figure, the row links to the source instead of inventing a number; Brice is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Before you apply in Brice
These steps shape the offer you get in Brice, a place of about 91 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the lender holds a Ohio licence by checking the regulator named above.
- Check that the monthly payment fits your budget next to your existing obligations.
- Weigh a shorter term's higher payment against the interest it saves.
- Keep the amount to the expense; an approval is not a reason to take more.
What differs between Brice and the rest of Ohio is not the process but the borrower's own file, among the 91 people here.
Where Brice sits in Ohio
Against Ohio's other places, Brice accounts for about 0.0% of the state's population and ranks 902nd of 924 by size. Its 2020-to-2023 change ranks 898th of 924 Ohio places, putting it near the 3th percentile for growth. By density, at about 1,034 people per square mile, it ranks 588th in Ohio. The population moved by about 3 people between 2020 and 2023, a 3.2% shift.
Inside a Brice personal loan
A Brice personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 91 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Brice. Because the payment is fixed, the total cost of a Brice loan is knowable in advance — unlike a revolving card balance.
Borrowing reach in Brice
Brice is moderately settled, with about 1,034 people per square mile and 139 larger places within 50 miles. Whether Brice has a local branch or not, a Ohio-licensed lender can serve its 91 people online on the same terms. The nearest bigger place is Reynoldsburg, OH about 4 miles away.
Common questions
What are my options in Brice if my credit is poor?
What loan size can I expect in Brice?
Do I have to pledge anything to borrow in Brice?
Does comparing loans in Brice cost me credit score points?
Nearby places
- Reynoldsburg, OH — population 41,220
- Canal Winchester, OH — population 9,777
- Whitehall, OH — population 19,727
- Pickerington, OH — population 25,256
- Groveport, OH — population 5,806
- Lithopolis, OH — population 2,708
- Bexley, OH — population 12,785
- Obetz, OH — population 6,971