Personal loans in Brentwood, PA
Population in Brentwood dropped about 3.8% over the three years from 2020 to 2023. With roughly 9,706 residents, Brentwood is a small town, and the lending rules its borrowers live under are written in Pennsylvania, not by the city.
Roughly 9,706 residents live in Brentwood, the 71st-largest community in Pennsylvania. The nearest larger metro is Whitehall, PA about 1 miles away. For the 9,706 people in Brentwood, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Pull your credit reports and line up at least three offers before you apply from Brentwood.
Brentwood by the numbers
What follows is Brentwood's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: an estimated 9,706 residents, 71st of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: Lower by roughly 3.8% since the 2020 count.
- People gained or lost: about 380 fewer since the 2020 base.
- Size percentile: bigger than about 93% of the places in Pennsylvania, with 9,706 residents in Brentwood.
- Population density: 6,698 people per square mile on 1.4 square miles of land.
- Land area rank: Brentwood's 1.4 square miles rank 314th of 1,013 places in Pennsylvania.
- Share of state population: Brentwood's 9,706 residents are about 0.2% of Pennsylvania.
- National rank: Brentwood is the 3,219th most populous of the 19,457 Census places covered here.
- Growth rank: Brentwood's 2020-to-2023 change ranks 966th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Brentwood's 3.8%.
- Density in Pennsylvania: Brentwood ranks 54th by people per square mile.
- Density vs Pennsylvania: Brentwood's 6,698 people per square mile compare with a state median of 1,990.
- Location: mapped by the US Census Bureau at 40.3734, -79.9758.
- Nearest larger cities: Whitehall (1 mi); Baldwin (2 mi); West Mifflin (4 mi); Munhall (4 mi); Pittsburgh (5 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Castle Shannon (2 mi); Mount Oliver (3 mi); Pleasant Hills (3 mi), each with its own Census population profile.
- Smaller places within 50 miles: 297 of them.
- At 100 miles: 58 larger Census places fall inside that radius.
Where Brentwood sits in Pennsylvania
Against Pennsylvania's other places, Brentwood accounts for about 0.2% of the state's population and ranks 71st of 1,013 by size. On the 2020-to-2023 trend, Brentwood stands 966th among Pennsylvania's 1,013 places — roughly the 5th percentile. Its roughly 6,698 residents per square mile place it 54th among Pennsylvania's places. Within 50 miles sit 297 smaller Census places, alongside the 23 that are larger.
Pennsylvania consumer-lending rules applied in Brentwood
Below are the Pennsylvania rules that apply to a loan made in Brentwood, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
What a Brentwood borrower is actually offered
With roughly 9,706 residents, Brentwood is a small town; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Brentwood's 9,706 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Brentwood loan but raises total interest, so the smallest payment is not the cheapest loan.
A pre-application checklist for Brentwood
These steps shape the offer you get in Brentwood, a place of about 9,706 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Shop at least three lenders and judge them on APR and total cost.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Brentwood-specific: the same Pennsylvania licensing and disclosure rules reach all 9,706 residents.
Borrowing reach in Brentwood
With about 6,698 residents per square mile, Brentwood is densely built, and 23 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Brentwood's 9,706 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Whitehall, PA about 1 miles away.
Common questions
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Nearby places
- Whitehall, PA — population 14,615
- Baldwin, PA — population 20,708
- Mount Oliver, PA — population 3,261
- Castle Shannon, PA — population 8,101
- Pleasant Hills, PA — population 8,322
- Dormont, PA — population 7,930
- Pittsburgh, PA — population 303,255
- West Homestead, PA — population 1,803