Personal loans in Brazil, IN
Which products a lender may offer to Brazil's 8,214 residents follows from the Indiana consumer-lending framework.
For a borrower among the roughly 8,214 residents of Brazil, a personal loan is a tool whose cost turns on the terms, not the address. An estimated 8,214 people make their home in Brazil, a figure that ranks 93rd in Indiana. The 2020 count to the 2023 estimate shows about 0.4% growth in Brazil. Read the disclosure for an origination fee and any prepayment penalty before signing in Brazil. The closest larger city is Terre Haute, IN about 14 miles away.
Borrowing in Brazil: the local picture
Only a few things actually differ by place — population, area, location, and the Indiana rules a lender must follow — and they are below.
- Population: about 8,214 people live here, which puts Brazil 93rd of 565 Census places in Indiana (Vintage 2023).
- Population trend: A rise of about 0.4% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 33 residents.
- Size percentile: roughly 84% of Indiana's places have fewer residents than Brazil's 8,214.
- Population density: about 2,228 people per square mile across 3.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area rank: Brazil's 3.7 square miles rank 129th of 565 places in Indiana.
- Water area rank: Brazil ranks 123rd among Indiana's 565 places, with 0.03 sq mi.
- State population share: Brazil accounts for about 0.2% of everyone in Indiana.
- Nationally: Brazil is the 3,623rd-largest of 19,457 Census places in the dataset.
- Growth rank: Brazil ranks 252nd among Indiana's 565 places for the 2020-to-2023 change.
- Against the state trend: Brazil's 0.4% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Brazil is the 64th most densely settled place in Indiana.
- Density vs Indiana: Brazil's 2,228 people per square mile compare with a state median of 1,375.
- Location: 39.5224, -87.1245 (US Census Bureau Gazetteer).
- Nearest larger cities: Terre Haute (14 mi); Greencastle (17 mi); Danville (37 mi); Martinsville (38 mi); Crawfordsville (38 mi). Living near a larger metro rarely changes what is available in Brazil.
- Nearest smaller towns: Knightsville (2 mi); Harmony (3 mi); Staunton (4 mi).
- Smaller neighbours: 110 places smaller than Brazil sit within 50 miles.
- Larger places within 100 miles: 54.
Land, water and location for Brazil
Inside Brazil's boundaries lie roughly 3.7 square miles of land and 0.03 square miles of water. The resulting density is about 2,228 people per square mile. The largest place in Indiana, Fort Wayne, lies about 150 miles away. Brazil has 11 larger places within a 50-mile radius. Within the same 50 miles lie 110 smaller Census places.
Brazil in state context
Among Indiana's 565 places, Brazil sits at 93rd for population, a share of roughly 0.2% of the state. Its 2020-to-2023 change ranks 252nd of 565 Indiana places, putting it near the 55th percentile for growth. Its roughly 2,228 residents per square mile place it 64th among Indiana's places. By land area, its 3.7 square miles rank 129th of 565 places in Indiana.
What Indiana law requires in Brazil
Below are the Indiana rules that apply to a loan made in Brazil, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan size limit | $825 maximum aggregate small-loan principal per borrower Source says: "Lenders cannot have loans ... outstanding with you at any one time if the aggregate principal amount/amount financed exceeds $825". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | See the latest published figure value_text left null: Indiana Code IC 24-4.5-3-508 sets tiered maximum loan finance charges for supervised loans; the official code site renders client-side and the figure could not be confirmed from a fetched page, so no figure is asserted. | Indiana General Assembly (Indiana Code) as of 2026-09-16 |
Steps to take before a Brazil loan
For Brazil's roughly 8,214 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Indiana regulator's licence list.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
In Brazil as elsewhere in Indiana, the written terms — not the advertisement — are what count for its 8,214 residents.
What shapes a Brazil personal loan
In Brazil, a small town of about 8,214, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Brazil. Shortening the term on a Brazil loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Common questions
What are my options in Brazil if my credit is poor?
What loan size can I expect in Brazil?
Do I have to pledge anything to borrow in Brazil?
Does comparing loans in Brazil cost me credit score points?
Nearby places
- Knightsville, IN — population 700
- Harmony, IN — population 673
- Staunton, IN — population 470
- Carbon, IN — population 262
- Center Point, IN — population 212
- Seelyville, IN — population 1,009
- Rosedale, IN — population 651
- Riley, IN — population 237