Personal loans in Braymer, MO
With roughly 754 residents, Braymer is a small community, and the lending rules its borrowers live under are written in Missouri, not by the city. A 2020-to-2023 comparison shows Braymer up by about 2.3%.
With an estimated 754 residents, Braymer is the 384th-largest of 937 places in Missouri. Read the disclosure for an origination fee and any prepayment penalty before signing in Braymer. Which products a lender may offer to Braymer's 754 residents follows from the Missouri consumer-lending framework. The next larger city is Hamilton, MO about 15 miles away.
Braymer: population, trend and location
Most of what governs a Braymer loan is written in Missouri law rather than in the city; the sourced notes below make that split concrete.
- Population: about 754, ranked 384th of 937 places in Missouri (Census Vintage 2023 subcounty estimate).
- Population trend: Growth of about 2.3% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 17 residents.
- Size percentile: Braymer's 754 people outrank roughly 59% of the places in Missouri.
- Population density: about 1,276 people per square mile across 0.6 square miles of land (Census Gazetteer area, Vintage 2023 population).
- By land area: Braymer ranks 545th among Missouri's 937 places, at 0.6 sq mi.
- State population share: Braymer accounts for about 0.0% of everyone in Missouri.
- National rank: Braymer sits 11,440th by population among the 19,457 places in this dataset.
- Growth in Missouri: Braymer stands 230th by percentage change from 2020 to 2023, among 937 places.
- Versus Missouri: the state average change is +0.8%, while Braymer moved 2.3%.
- Density rank: Braymer places 186th among Missouri's places by people per square mile.
- Density in context: Braymer's 1,276 people per square mile sit against a Missouri median of 743.
- Location: 39.5902, -93.7959 (Census Gazetteer coordinates).
- Nearest larger cities: Hamilton (15 mi); Chillicothe (19 mi); Carrollton (22 mi); Richmond (24 mi); Gallatin (24 mi). Lenders licensed in the state serve Braymer whether or not they keep a local branch.
- Nearest smaller places: Ludlow (7 mi); Cowgill (7 mi); Mooresville (12 mi).
- Smaller neighbours: 91 places smaller than Braymer sit within 50 miles.
- At 100 miles: 161 larger Census places fall inside that radius.
Braymer: area, density and distance
Inside Braymer's boundaries lie about 0.6 square miles of land, with no significant water area recorded. With 754 residents, the land area yields roughly 1,276 people per square mile. Kansas City, the largest place in Missouri, is about 52 miles from Braymer. A 50-mile radius around Braymer takes in 38 places that are larger. Within the same 50 miles lie 91 smaller Census places.
Braymer in state context
Braymer is the 384th-largest of 937 Census places in Missouri and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 230th of 937 Missouri places, putting it near the 75th percentile for growth. At about 1,276 people per square mile, Braymer is the 186th most densely settled place in Missouri. Between 2020 and 2023 the count changed by roughly 17 residents.
The Missouri lending rules that reach Braymer
These are Missouri's sourced lending facts as they reach Braymer's 754 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
What a Braymer borrower is actually offered
In Braymer, a small community of about 754, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Braymer loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Braymer decides the split between a comfortable payment and the total interest you pay.
Lender access in Braymer
With about 1,276 residents per square mile, Braymer is moderately settled, and 38 larger Census places sit within 50 miles. Lenders licensed in Missouri reach Braymer's 754 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hamilton, MO about 15 miles away.
Common questions
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Nearby places
- Ludlow, MO — population 109
- Cowgill, MO — population 173
- Breckenridge, MO — population 251
- Mooresville, MO — population 99
- Utica, MO — population 218
- Polo, MO — population 508
- Kingston, MO — population 296
- Hamilton, MO — population 1,694