Personal loans in Bordentown, NJ

The Census estimates 4,021 residents in Bordentown, which ranks it 218th of 323 places in New Jersey. Bordentown is a small community of about 4,021 residents, and a personal loan taken out here is governed by New Jersey statute. If debt is already a strain, a nonprofit credit counsellor can help Bordentown residents before they take on more. Consumer lending that reaches Bordentown's 4,021 residents is governed by New Jersey statute; no city ordinance changes it. The 2020 count to the 2023 estimate shows about 0.7% growth in Bordentown. The nearest larger city is Morrisville, PA about 6 miles away.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Where Bordentown stands

The figures below are Bordentown's own — Census population, land area and coordinates — followed by the New Jersey rules.

Where Bordentown sits in New Jersey

Against New Jersey's other places, Bordentown accounts for about 0.1% of the state's population and ranks 218th of 323 by size. On the 2020-to-2023 trend, Bordentown stands 93rd among New Jersey's 323 places — roughly the 71th percentile. By density, at about 4,301 people per square mile, it ranks 118th in New Jersey. The population moved by about 27 people between 2020 and 2023, a 0.7% shift.

What New Jersey law requires in Bordentown

This table holds the New Jersey rate and licensing rules for consumer loans made to Bordentown's 4,021 residents.

RuleDetailSource
State lending regulatorNew Jersey Department of Banking and Insurance (DOBI); Office of Consumer Finance supervises consumer lenders
Source says: "The Office of Consumer Finance regulates 16 types of businesses that provide a variety of consumer financial services."
New Jersey Department of Banking and Insurance
as of 2026-09-16
Criminal usury limits30% for non-corporate borrowers; 50% for corporations
Source says: "the criminal usury limitation is 50 percent for corporations and 30 percent for non-corporate borrowers"
New Jersey Department of Banking and Insurance
as of 2026-09-16
Maximum legal interest rate (usury cap)Civil usury: rates above 6% (agreement not in writing) or above 16% (written contract specifying the rate)
Source says: "the civil usury rate is any interest rate greater than 6 percent for an agreement that is not in writing"
New Jersey Department of Banking and Insurance
as of 2026-09-16

The anatomy of a Bordentown personal loan

Bordentown is a small community of about 4,021 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Bordentown can be quoted different APRs on the same amount and term. The term you choose in Bordentown decides the split between a comfortable payment and the total interest you pay.

Bordentown on the map

Bordentown's land area is about 0.9 square miles; a further 0.04 square miles is water. Spread across it are roughly 4,301 residents per square mile. For the state's biggest city, Newark, the distance is roughly 49 miles. Within 50 miles of Bordentown there are 156 larger Census places. The 100-mile radius contains 425 larger places.

Lender access in Bordentown

At roughly 4,301 people per square mile, Bordentown is fairly dense; 156 larger places lie within 50 miles. Lenders licensed in New Jersey reach Bordentown's 4,021 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Morrisville, PA about 6 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bordentown if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bordentown is the same as anywhere in New Jersey.
What loan size can I expect in Bordentown?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bordentown?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bordentown cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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