Personal loans in Bonfield, IL

For a borrower among the roughly 343 residents of Bonfield, a personal loan is a tool whose cost turns on the terms, not the address. With an estimated 343 residents, Bonfield is the 968th-largest of 1,294 places in Illinois. A 2020-to-2023 comparison shows Bonfield down by about 2.8%. Begin with the payment, then weigh APR and total interest across the lenders that reach Bonfield's 343 residents. The closest larger city is Limestone, IL about 5 miles away.

What the Census records for Bonfield

Only a few things actually differ by place — population, area, location, and the Illinois rules a lender must follow — and they are below.

• Population: the Census counts 343 residents in Bonfield (Vintage 2023 subcounty estimate), the 968th-largest figure among Illinois's 1,294 places.
• Population trend: Lower by roughly 2.8% since the 2020 count.
• Absolute change: 10 residents lost between 2020 and 2023.
• Size percentile: about 25% of Illinois's Census places are smaller than Bonfield.
• Land and density: 0.5 square miles of land carry roughly 697 residents per square mile.
• By land area: Bonfield ranks 1,039th among Illinois's 1,294 places, at 0.5 sq mi.
• Within Illinois: about 0.0% of the state's population lives in Bonfield.
• National standing: Bonfield ranks 14,652nd of 19,457 US places.
• Growth rank: Bonfield's 2020-to-2023 change ranks 898th of 1,294 places in Illinois.
• Against the state trend: Bonfield's 2.8% change compares with a Illinois average of -2.0% across its 1,294 places.
• Density in Illinois: Bonfield ranks 858th by people per square mile.
• Density vs Illinois: Bonfield's 697 people per square mile compare with a state median of 993.
• Location: mapped by the US Census Bureau at 41.1450, -88.0540.
• Nearest larger cities: Limestone (5 mi); Herscher (7 mi); Essex (8 mi); Bourbonnais (10 mi); Kankakee (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: Union Hill (5 mi); Irwin (7 mi); Buckingham (9 mi).
• Within a 50-mile radius: 37 smaller Census places.
• At 100 miles: 639 larger Census places fall inside that radius.

Where Bonfield sits

Bonfield's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 697 residents per square mile. The largest place in Illinois, Chicago, lies about 51 miles away. A 50-mile radius around Bonfield takes in 202 places that are larger. The 100-mile radius contains 639 larger places.

Bonfield in state context

Set beside Illinois's 1,294 places, Bonfield ranks 968th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Bonfield ranks 898th of 1,294 in Illinois (about the 31th percentile). At about 697 people per square mile, Bonfield is the 858th most densely settled place in Illinois. By land area, its 0.5 square miles rank 1,039th of 1,294 places in Illinois.

How personal loans work in Bonfield

Bonfield is a small community of about 343 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. A lender serving Bonfield's 343 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Bonfield loan is knowable in advance — unlike a revolving card balance.

What is available to Bonfield borrowers

With about 697 residents per square mile, Bonfield is moderately settled, and 202 larger Census places sit within 50 miles. Distance to a branch rarely matters for Bonfield's 343 residents: the application is online and the price follows your credit file. The nearest larger city, Limestone, IL about 5 miles away.

The Illinois lending rules that reach Bonfield

Illinois has no separate rate rule for Bonfield; the sourced rows below are what reach every lender that serves its 343 people.