Personal loans in Bock, MN
Bock gained roughly 2.6% in population across the 2020-to-2023 comparison. With 80 residents, Bock outranks about 8% of the communities in Minnesota.
With roughly 80 residents, Bock is a small community, and the lending rules its borrowers live under are written in Minnesota, not by the city. If debt is already a strain, a nonprofit credit counsellor can help Bock residents before they take on more. Every figure below is Minnesota's own, applied to Bock's 80 residents, with the publisher and retrieval date attached. The next larger city is Milaca, MN about 5 miles away.
Bock by the numbers
Bock is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: the Census counts 80 residents in Bock (Vintage 2023 subcounty estimate), the 783rd-largest figure among Minnesota's 853 places.
- Population trend: About 2.6% above the 2020 Census base.
- Absolute change: 2 residents added between 2020 and 2023.
- Size percentile: roughly 8% of Minnesota's places have fewer residents than Bock's 80.
- Population density: about 479 people per square mile (Census land area 0.2 sq mi).
- Land area rank: Bock's 0.2 square miles rank 835th of 853 places in Minnesota.
- Within Minnesota: about 0.0% of the state's population lives in Bock.
- National rank: Bock is 18,481st of 19,457 places nationwide.
- Growth in Minnesota: Bock stands 142nd by percentage change from 2020 to 2023, among 853 places.
- Against the state trend: Bock's 2.6% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Bock is the 495th most densely settled place in Minnesota.
- Density vs Minnesota: Bock's 479 people per square mile compare with a state median of 607.
- Location: 45.7845 / -93.5528, per the US Census Bureau Gazetteer.
- Nearest larger cities: Milaca (5 mi); Ogilvie (7 mi); Pease (7 mi); Foreston (9 mi); Mora (14 mi). Online lenders reach Bock no matter how far the nearest branch is.
- Nearest smaller towns: Henriette (22 mi); Hillman (22 mi); Genola (30 mi).
- Smaller neighbours: 5 places smaller than Bock sit within 50 miles.
- At 100 miles: 427 larger Census places fall inside that radius.
The anatomy of a Bock personal loan
In Bock, a small community of about 80, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Bock loan: the APR, which includes fees, and the term, which decides how long you keep paying. Because the payment is fixed, the total cost of a Bock loan is knowable in advance — unlike a revolving card balance.
Land, water and location for Bock
Inside Bock's boundaries lie about 0.2 square miles of land, with no significant water area recorded. With 80 residents, the land area yields roughly 479 people per square mile. The state's population centre of gravity, Minneapolis, is roughly 58 miles away. Counting outward 50 miles, 106 larger communities surround Bock. By land area it ranks 835th of 853 Minnesota places.
How Bock compares across Minnesota
Among Minnesota's 853 places, Bock sits at 783rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Bock stands 142nd among Minnesota's 853 places — roughly the 83th percentile. At about 479 people per square mile, Bock is the 495th most densely settled place in Minnesota. By land area, its 0.2 square miles rank 835th of 853 places in Minnesota.
The Minnesota lending rules that reach Bock
The rows below set out what a licensed lender must follow in Minnesota, and so for Bock's roughly 80 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Legal and licensed; APR capped at 36%, or up to 50% with an ability-to-repay analysis (Minn. Stat. §§ 47.60, 47.601, 47.603) Source says: "The cap on that annual percentage rate is set at either 36%, or up to 50% if the lender conducts an ability to repay analysis" | Minnesota Department of Commerce as of 2026-09-16 |
A pre-application checklist for Bock
Before you apply in Bock, a community of about 80, work through these steps:
- Start with the credit file: order the reports, fix the errors, then apply.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Minnesota regulator's licence records before you sign.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Check the disclosure for fees that raise the true cost above the quoted rate.
The process is identical across Minnesota; what changes is your credit file, not the fact that Bock holds 80 people.
Common questions
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Nearby places
- Milaca, MN — population 3,053
- Pease, MN — population 243
- Ogilvie, MN — population 399
- Foreston, MN — population 573
- Princeton, MN — population 5,312
- Mora, MN — population 3,787
- Onamia, MN — population 831
- Wahkon, MN — population 245