Personal loans in Bluff, UT

By population, Bluff sits at 231st in Utah, with an estimated 245 residents. For a bigger market, look to Blanding, UT about 23 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Bluff's 245 residents. Begin with the payment, then weigh APR and total interest across the lenders that reach Bluff's 245 residents.

Bluff by the numbers

What follows is Bluff's place in the Census record, alongside the Utah rules that govern a personal loan made here.

• Population: a Census-estimated 245, 231st among Utah's 255 places (Vintage 2023).
• Population trend: Growth of about 0.8% across the 2020-to-2023 comparison.
• Absolute change: 2 residents added between 2020 and 2023.
• Size percentile: with 245 residents, Bluff is larger than about 9% of Utah's Census places.
• Land and density: 36.6 square miles of land carry roughly 7 residents per square mile.
• Land area: Bluff covers 36.6 square miles, the 10th-largest area among Utah's 255 places.
• Water area rank: Bluff ranks 18th among Utah's 255 places, with 0.32 sq mi.
• Share of Utah: Bluff holds about 0.0% of the state's population, some 245 people.
• National rank: Bluff is the 15,827th most populous of the 19,457 Census places covered here.
• Growth in Utah: Bluff stands 188th by percentage change from 2020 to 2023, among 255 places.
• Versus Utah: the state average change is +5.3%, while Bluff moved 0.8%.
• Density rank: Bluff is the 252nd most densely settled place in Utah.
• Density in context: Bluff's 7 people per square mile sit against a Utah median of 705.
• Location: 37.2903, -109.5961 (Census Gazetteer coordinates).
• Nearest larger cities: Blanding (23 mi); Monticello (42 mi); Dove Creek (50 mi); Cortez (56 mi); Dolores (62 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Hanksville (96 mi); Sawpit (100 mi); Ophir (104 mi) — useful context for the surrounding area.
• Smaller neighbours: 0 places smaller than Bluff sit within 50 miles.
• Within 100 miles: 17 places are larger than Bluff.

Lender access in Bluff

At roughly 7 people per square mile, Bluff is sparsely settled; 2 larger places lie within 50 miles. Whether Bluff has a local branch or not, a Utah-licensed lender can serve its 245 people online on the same terms. The nearest bigger place is Blanding, UT about 23 miles away.

Bluff on the map

Bluff covers about 36.6 square miles of land, with 0.32 square miles of water inside its boundaries (Census Gazetteer). That land carries about 7 people per square mile. The state's population centre of gravity, Salt Lake City, is roughly 272 miles away. Within 50 miles of Bluff there are 2 larger Census places. Within the same 50 miles lie 0 smaller Census places.

Where Bluff sits in Utah

Within Utah, Bluff holds roughly 0.0% of all residents, the 231st-largest share among 255 places. For population change between 2020 and 2023, Bluff ranks 188th of 255 in Utah (about the 26th percentile). Its roughly 7 residents per square mile place it 252nd among Utah's places. Between 2020 and 2023 the count changed by roughly 2 residents.

What shapes a Bluff personal loan

In Bluff, a small community of about 245, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Bluff's rank of 231st in Utah: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Bluff loan but raises total interest, so the smallest payment is not the cheapest loan.

Utah consumer-lending rules applied in Bluff

Below are the Utah rules that apply to a loan made in Bluff, each with the regulator that issued it.