Personal loans in Blue Mound, TX
Blue Mound ranks 560th of 1,224 places in Texas, with a population near 2,308. The first question in Blue Mound is not the rate on offer but whether the payment fits; about 2,308 people live here under Texas lending law.
Blue Mound lost roughly 3.7% of its population across the 2020-to-2023 comparison. Read the disclosure for an origination fee and any prepayment penalty before signing in Blue Mound. Every figure below is Texas's own, applied to Blue Mound's 2,308 residents, with the publisher and retrieval date attached. The closest larger place is Saginaw, TX about 2 miles away.
Blue Mound by the numbers
Only a few things actually differ by place — population, area, location, and the Texas rules a lender must follow — and they are below.
- Population: about 2,308 people live here, which puts Blue Mound 560th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: Down about 3.7% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a loss of about 89 residents.
- Size percentile: about 54% of Texas's Census places are smaller than Blue Mound.
- Density: roughly 4,570 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Blue Mound's 0.5 square miles rank 1,148th of 1,224 places in Texas.
- Share of state population: Blue Mound's 2,308 residents are about 0.0% of Texas.
- National rank: Blue Mound sits 7,099th by population among the 19,457 places in this dataset.
- Growth rank: Blue Mound ranks 1,146th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Blue Mound's 3.7% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Blue Mound is the 17th most densely settled place in Texas.
- Density in context: Blue Mound's 4,570 people per square mile sit against a Texas median of 840.
- Location: 32.8543 / -97.3384, per the US Census Bureau Gazetteer.
- Nearest larger cities: Saginaw (2 mi); Haltom City (5 mi); Fort Worth (5 mi); Sansom Park (5 mi); Watauga (5 mi). Larger metros often have more branches, but online lenders reach Blue Mound on the same terms.
- Smaller communities close by: Lakeside (9 mi); Westover Hills (9 mi); Westlake (12 mi), each with its own Census population profile.
- Within a 50-mile radius: 48 smaller Census places.
- Within 100 miles: 185 places are larger than Blue Mound.
Lender access in Blue Mound
Blue Mound is fairly dense, with about 4,570 people per square mile and 117 larger places within 50 miles. A Texas licence lets a lender serve Blue Mound without a local office, so branch density does not change what its 2,308 residents are offered. The nearest bigger place is Saginaw, TX about 2 miles away.
The Texas lending rules that reach Blue Mound
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Blue Mound lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
The anatomy of a Blue Mound personal loan
A Blue Mound personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,308 residents. Two numbers drive a Blue Mound loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Blue Mound loan but raises total interest, so the smallest payment is not the cheapest loan.
Blue Mound: area, density and distance
The Census Gazetteer records about 0.5 square miles of land within Blue Mound, with no significant water area listed. The resulting density is about 4,570 people per square mile. The largest place in Texas, Houston, lies about 241 miles away. Counting outward 50 miles, 117 larger communities surround Blue Mound. By land area it ranks 1,148th of 1,224 Texas places.
A practical checklist for Blue Mound borrowers
These steps shape the offer you get in Blue Mound, a place of about 2,308 people:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Texas licence with the regulator named above before committing.
- Make sure the new payment leaves room in a budget you already keep.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Blue Mound-specific: the same Texas licensing and disclosure rules reach all 2,308 residents.
Common questions
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Nearby places
- Saginaw, TX — population 25,139
- Fort Worth, TX — population 978,468
- Haltom City, TX — population 45,290
- Sansom Park, TX — population 5,323
- Watauga, TX — population 22,934
- River Oaks, TX — population 7,370
- Lake Worth, TX — population 4,616
- Haslet, TX — population 3,861