Personal loans in Blue Lake, CA

Blue Lake: the sourced local profile

The figures below are Blue Lake's own — Census population, land area and coordinates — followed by the California rules.

• Population: 1,172 residents; Blue Lake is the 466th-largest of 482 places in California (US Census Bureau, Vintage 2023).
• Population trend: Roughly 3.5% fewer residents than the 2020 Census counted.
• Absolute change: 42 residents lost between 2020 and 2023.
• Size percentile: Blue Lake sits ahead of around 3% of California places, at 1,172 people.
• Population density: 1,896 people per square mile on 0.6 square miles of land.
• Land area: Blue Lake covers 0.6 square miles, the 473rd-largest area among California's 482 places.
• Water: Blue Lake holds about 0.03 square miles, the 248th-largest water area in California.
• State population share: Blue Lake accounts for about 0.0% of everyone in California.
• National rank: Blue Lake is 9,644th of 19,457 places nationwide.
• Growth rank: Blue Lake's 2020-to-2023 change ranks 340th of 482 places in California.
• Versus California: the state average change is -1.3%, while Blue Lake moved 3.5%.
• Density in California: Blue Lake ranks 376th by people per square mile.
• Density vs California: Blue Lake's 1,896 people per square mile compare with a state median of 3,455.
• Location: the Census Gazetteer records it at 40.8810, -123.9949.
• Nearest larger cities: Arcata (4 mi); Eureka (10 mi); Fortuna (22 mi); Ferndale (25 mi); Rio Dell (27 mi). Larger metros often have more branches, but online lenders reach Blue Lake on the same terms.
• Smaller communities within reach: Trinidad (14 mi); Etna (70 mi); Fort Jones (78 mi).
• Smaller places within 50 miles: 1 of them.
• At 100 miles: 16 larger Census places fall inside that radius.

Where Blue Lake sits

Blue Lake's land area is about 0.6 square miles; a further 0.03 square miles is water. That land carries about 1,896 people per square mile. The largest place in California, Los Angeles, lies about 564 miles away. Counting outward 50 miles, 5 larger communities surround Blue Lake. Within the same 50 miles lie 1 smaller Census places.

The Blue Lake borrowing checklist

A sensible order of operations for a loan in Blue Lake, home to about 1,172 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Make sure the lender appears in the California regulator's licence list.
5. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
6. Write down the purpose of the loan and your repayment plan before you apply.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

In Blue Lake as elsewhere in California, the written terms — not the advertisement — are what count for its 1,172 residents.

What California law requires in Blue Lake

Below are the California rules that apply to a loan made in Blue Lake, each with the regulator that issued it.

What is available to Blue Lake borrowers

Blue Lake is a moderately settled community of about 1,172 people, with 5 larger places inside a 50-mile radius. Lenders licensed in California reach Blue Lake's 1,172 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Arcata, CA about 4 miles away.

Where Blue Lake sits in California

Set beside California's 482 places, Blue Lake ranks 466th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Blue Lake ranks 340th of 482 in California (about the 29th percentile). By density, at about 1,896 people per square mile, it ranks 376th in California. The population moved by about 42 people between 2020 and 2023, a 3.5% shift.