Personal loans in Bloomingburg, OH
For a borrower among the roughly 872 residents of Bloomingburg, a personal loan is a tool whose cost turns on the terms, not the address.
Which products a lender may offer to Bloomingburg's 872 residents follows from the Ohio consumer-lending framework. By population, Bloomingburg sits at 556th in Ohio, with an estimated 872 residents. Pull your credit reports and line up at least three offers before you apply from Bloomingburg. Bloomingburg shed about 0.8% of its population between the 2020 base and the 2023 estimate. Borrowers who want a bigger city can look to Washington Court House, OH about 5 miles away.
Bloomingburg by the numbers
Bloomingburg is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: an estimated 872 residents, 556th of 924 places in Ohio (Census Vintage 2023 subcounty estimate).
- Population trend: The 2020-to-2023 change is negative, near 0.8%.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: with 872 residents, Bloomingburg is larger than about 40% of Ohio's Census places.
- Density: roughly 1,273 residents per square mile, spread over 0.7 sq mi of land.
- Land area rank: Bloomingburg's 0.7 square miles rank 611th of 924 places in Ohio.
- Within Ohio: about 0.0% of the state's population lives in Bloomingburg.
- National rank: Bloomingburg is the 10,819th most populous of the 19,457 Census places covered here.
- Growth rank: Bloomingburg's 2020-to-2023 change ranks 421st of 924 places in Ohio.
- State comparison: Ohio's places average +0.9% for 2020-to-2023, against Bloomingburg's 0.8%.
- Density in Ohio: Bloomingburg ranks 470th by people per square mile.
- Density vs Ohio: Bloomingburg's 1,273 people per square mile compare with a state median of 1,289.
- Location: 39.6079, -83.3953 (Census Gazetteer coordinates).
- Nearest larger cities: Washington Court House (5 mi); Jeffersonville (9 mi); Mount Sterling (10 mi); Williamsport (15 mi); Sabina (15 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller places: New Holland (8 mi); Midway (10 mi); Milledgeville (10 mi).
- Smaller places within 50 miles: 51 of them.
- At 100 miles: 345 larger Census places fall inside that radius.
Before you apply in Bloomingburg
Before you apply in Bloomingburg, a community of about 872, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Look the lender up in the Ohio regulator's licence records before you sign.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Test the payment against your current bills before you commit.
None of these steps is Bloomingburg-specific: the same Ohio licensing and disclosure rules reach all 872 residents.
Ohio consumer-lending rules applied in Bloomingburg
For the roughly 872 residents of Bloomingburg, the rules below are Ohio's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
Where Bloomingburg sits
Bloomingburg covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. That land carries about 1,273 people per square mile. The state's population centre of gravity, Columbus, is roughly 34 miles away. A 50-mile radius around Bloomingburg takes in 95 places that are larger. The 100-mile radius contains 345 larger places.
Where Bloomingburg sits in Ohio
Among Ohio's 924 places, Bloomingburg sits at 556th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Bloomingburg stands 421st among Ohio's 924 places — roughly the 54th percentile. By density, at about 1,273 people per square mile, it ranks 470th in Ohio. In land area, Bloomingburg ranks 611th among Ohio's 924 places.
How a Bloomingburg personal loan is priced
With roughly 872 residents, Bloomingburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Bloomingburg can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Bloomingburg loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Washington Court House, OH — population 14,412
- New Holland, OH — population 830
- Midway, OH — population 269
- Mount Sterling, OH — population 2,030
- Jeffersonville, OH — population 1,242
- Milledgeville, OH — population 101
- Octa, OH — population 58
- South Solon, OH — population 326