Personal loans in Blodgett, MO
A lender serving Blodgett holds a Missouri licence and answers to a Missouri regulator; no city office is involved for its 206 residents. The Census counts 206 people in Blodgett, the 658th-largest figure among Missouri's 937 places.
Blodgett lost roughly 1.4% of its population across the 2020-to-2023 comparison. Decide the purpose of the loan and your repayment plan before sharing any details with a Blodgett lender. For a bigger market, look to Morley, MO about 5 miles away. A single loan can carry different costs on either side of a state line, and Blodgett sits on the Missouri side of that line.
Where Blodgett stands
Only a few things actually differ by place — population, area, location, and the Missouri rules a lender must follow — and they are below.
- Population: 206 residents; Blodgett is the 658th-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.4%.
- Net change: roughly 3 fewer people than the 2020 Census counted.
- Size percentile: about 30% of Missouri's Census places are smaller than Blodgett.
- Land and density: 0.2 square miles of land carry roughly 1,264 residents per square mile.
- Land area: Blodgett covers 0.2 square miles, the 840th-largest area among Missouri's 937 places.
- Within Missouri: about 0.0% of the state's population lives in Blodgett.
- National rank: Blodgett is 16,382nd of 19,457 places nationwide.
- Growth in Missouri: Blodgett stands 707th by percentage change from 2020 to 2023, among 937 places.
- Versus Missouri: the state average change is +0.8%, while Blodgett moved 1.4%.
- Density rank: Blodgett is the 195th most densely settled place in Missouri.
- Against the state median: Blodgett runs about 1,264 residents per square mile, where the Missouri median is 743.
- Location: 37.0040, -89.5281 (Census Gazetteer coordinates).
- Nearest larger cities: Morley (5 mi); Miner (7 mi); Benton (7 mi); Bertrand (8 mi); Oran (9 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Haywood City (4 mi); Diehlstadt (6 mi); Vanduser (9 mi).
- Smaller neighbours: 30 places smaller than Blodgett sit within 50 miles.
- Within 100 miles: 309 places are larger than Blodgett.
Blodgett: area, density and distance
Inside Blodgett's boundaries lie about 0.2 square miles of land, with no significant water area recorded. The resulting density is about 1,264 people per square mile. The state's population centre of gravity, Kansas City, is roughly 310 miles away. A 50-mile radius around Blodgett takes in 79 places that are larger. The 100-mile radius contains 309 larger places.
Getting a loan in Blodgett
With about 1,264 residents per square mile, Blodgett is moderately settled, and 79 larger Census places sit within 50 miles. Whether Blodgett has a local branch or not, a Missouri-licensed lender can serve its 206 people online on the same terms. The nearest larger city, Morley, MO about 5 miles away.
How a Blodgett personal loan is priced
In Blodgett, a small community of about 206, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Two numbers drive a Blodgett loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Blodgett decides the split between a comfortable payment and the total interest you pay.
Before you apply in Blodgett
For Blodgett's roughly 206 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Test your amount and term in the personal loan calculator first.
- Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
- Look the lender up in the Missouri regulator's licence records before you sign.
- Make sure the new payment leaves room in a budget you already keep.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Borrow only what the purpose requires, not the maximum you are offered.
None of these steps is Blodgett-specific: the same Missouri licensing and disclosure rules reach all 206 residents.
Missouri rules behind a Blodgett personal loan
For the roughly 206 residents of Blodgett, the rules below are Missouri's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Additional loan fee cap (30+ day loans) | Up to 10% of principal, capped at $100 (RSMo § 408.140) Source says: "a fee, not to exceed ten percent of the principal amount loaned not to exceed one hundred dollars may be charged by the lender" | Missouri Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per annum, or the higher published 'market rate' (RSMo § 408.030) Source says: "a rate of interest not exceeding ten percent per annum on money due or to become due upon any contract" | Missouri Revisor of Statutes as of 2026-09-16 |
Common questions
What are my options in Blodgett if my credit is poor?
What loan size can I expect in Blodgett?
Do I have to pledge anything to borrow in Blodgett?
Does comparing loans in Blodgett cost me credit score points?
Nearby places
- Haywood City, MO — population 135
- Morley, MO — population 673
- Miner, MO — population 900
- Benton, MO — population 908
- Diehlstadt, MO — population 157
- Bertrand, MO — population 701
- Sikeston, MO — population 16,085
- Oran, MO — population 1,205