Personal loans in Blasdell, NY

Lenders active in Blasdell report to a New York supervisor, identified in the sourced rows below. The Census estimates 2,534 residents in Blasdell, which ranks it 265th of 595 places in New York.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With roughly 2,534 residents, Blasdell is a small community, and the lending rules its borrowers live under are written in New York, not by the city. Blasdell shed about 0.1% of its population between the 2020 base and the 2023 estimate. Verify the lender's New York licence against the regulator named below before borrowing in Blasdell. A larger market lies at Lackawanna, NY about 2 miles away.

Blasdell by the numbers

Only a few things actually differ by place — population, area, location, and the New York rules a lender must follow — and they are below.

What a Blasdell borrower is actually offered

A Blasdell personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,534 residents. Federal Truth in Lending rules require a Blasdell lender to disclose the APR and finance charge before you sign. The term you choose in Blasdell decides the split between a comfortable payment and the total interest you pay.

The geography behind Blasdell

Blasdell covers about 1.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 2,534 residents, the land area yields roughly 2,254 people per square mile. The state's population centre of gravity, New York, is roughly 292 miles away. Counting outward 50 miles, 28 larger communities surround Blasdell. Within the same 50 miles lie 33 smaller Census places.

New York rules behind a Blasdell personal loan

Read the table as a lender's compliance picture for Blasdell: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorNew York State Department of Financial Services (DFS)
Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York"
New York State Department of Financial Services
as of 2026-09-16
Payday lending statusIllegal in New York State, in person, by telephone, or over the Internet
Source says: "Payday loans are illegal in New York State."
New York State Department of Financial Services
as of 2026-09-16
Small-loan / installment lender licensingLicensed Lender license required (Banking Law Article 9, sections 340-361); administered via NMLS
Source says: "The Department of Financial Services uses the Nationwide Multistate Licensing System and Registry (NMLS) to manage the Licensed Lender License."
New York State Department of Financial Services
as of 2026-09-16

How lenders reach Blasdell

Blasdell is fairly dense, with about 2,254 people per square mile and 28 larger places within 50 miles. A New York licence lets a lender serve Blasdell without a local office, so branch density does not change what its 2,534 residents are offered. The nearest larger city, Lackawanna, NY about 2 miles away.

Blasdell's place among New York's 595 places

Against New York's other places, Blasdell accounts for about 0.0% of the state's population and ranks 265th of 595 by size. On the 2020-to-2023 trend, Blasdell stands 108th among New York's 595 places — roughly the 82th percentile. By density, at about 2,254 people per square mile, it ranks 195th in New York. By land area, its 1.1 square miles rank 355th of 595 places in New York.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Blasdell if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Blasdell is the same as anywhere in New York.
What loan size can I expect in Blasdell?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Blasdell?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Blasdell cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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