Personal loans in Blairstown, MO
Personal loans in Blairstown are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 97 population. The Census estimates 97 residents in Blairstown, which ranks it 801st of 937 places in Missouri.
Census figures put the 2020-to-2023 increase in Blairstown at about 2.1%. Use the calculator on this page to price an amount and term before you commit in Blairstown. A larger market lies at Chilhowee, MO about 6 miles away. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Blairstown's 97 residents.
Where Blairstown stands
Blairstown is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 97 residents; Blairstown is the 801st-largest of 937 places in Missouri (US Census Bureau, Vintage 2023).
- Population trend: Roughly 2.1% more residents than the 2020 Census counted.
- Change in people: the 2020-to-2023 comparison is a gain of about 2 residents.
- Size percentile: roughly 15% of Missouri's places have fewer residents than Blairstown's 97.
- Land and density: 0.2 square miles of land carry roughly 390 residents per square mile.
- By land area: Blairstown ranks 754th among Missouri's 937 places, at 0.2 sq mi.
- State population share: Blairstown accounts for about 0.0% of everyone in Missouri.
- National standing: Blairstown ranks 18,176th of 19,457 US places.
- Growth in Missouri: Blairstown stands 246th by percentage change from 2020 to 2023, among 937 places.
- Versus Missouri: the state average change is +0.8%, while Blairstown moved 2.1%.
- Density in Missouri: Blairstown ranks 730th by people per square mile.
- Against the state median: Blairstown runs about 390 residents per square mile, where the Missouri median is 743.
- Location: latitude 38.5579, longitude -93.9578 (Census Gazetteer).
- Nearest larger cities: Chilhowee (6 mi); Urich (7 mi); Creighton (7 mi); Holden (11 mi); Garden City (13 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller places: Gunn City (13 mi); Baldwin Park (23 mi); Brownington (25 mi).
- Within a 50-mile radius: 20 smaller Census places.
- At 100 miles: 383 larger Census places fall inside that radius.
Before you apply in Blairstown
Complete these steps first when you borrow in Blairstown (97 residents):
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Missouri licence with the regulator named above before committing.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
- Make sure the new payment leaves room in a budget you already keep.
None of these steps is Blairstown-specific: the same Missouri licensing and disclosure rules reach all 97 residents.
The anatomy of a Blairstown personal loan
With roughly 97 residents, Blairstown is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Blairstown loan: the APR, which includes fees, and the term, which decides how long you keep paying. A longer term lowers the monthly payment on a Blairstown loan but raises total interest, so the smallest payment is not the cheapest loan.
Blairstown: area, density and distance
Blairstown's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 390 residents per square mile. For the state's biggest city, Kansas City, the distance is roughly 51 miles. Blairstown has 105 larger places within a 50-mile radius. The 100-mile radius contains 383 larger places.
Missouri rules behind a Blairstown personal loan
Missouri has no separate rate rule for Blairstown; the sourced rows below are what reach every lender that serves its 97 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Missouri Division of Finance (Department of Commerce and Insurance) Source says: "We regulate state-chartered banks, trust companies, consumer credit facilities, mortgage brokers, and savings and loan institutions" | Missouri Division of Finance as of 2026-09-16 |
| Payday lending status | Legal and licensed — unsecured loans of $500 or less require a license from the Director of the Division of Finance (RSMo § 408.500) Source says: "in the business of making unsecured loans of five hundred dollars or less shall obtain a license from the director of the division of finance" | Missouri Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer credit lenders licensed and regulated by the Division of Finance's consumer credit section (Chapters 367 and 408, RSMo) Source says: "The consumer credit section of the Missouri Division of Finance is responsible for licensing and regulating various types of consumer finance companies" | Missouri Division of Finance as of 2026-09-16 |
Blairstown against the rest of Missouri
Set beside Missouri's 937 places, Blairstown ranks 801st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Blairstown stands 246th among Missouri's 937 places — roughly the 74th percentile. At about 390 people per square mile, Blairstown is the 730th most densely settled place in Missouri. In land area, Blairstown ranks 754th among Missouri's 937 places.
Common questions
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Nearby places
- Urich, MO — population 473
- Chilhowee, MO — population 292
- Creighton, MO — population 326
- Holden, MO — population 2,273
- Kingsville, MO — population 245
- Centerview, MO — population 191
- Gunn City, MO — population 77
- Garden City, MO — population 1,579