Personal loans in Bison, SD

Verify the lender's South Dakota licence against the regulator named below before borrowing in Bison. When South Dakota caps or restricts a product, lenders either change the terms or withdraw it from Bison as from the rest of the state. The trend for Bison between 2020 and 2023 is downward by roughly 0.3%. The closest larger place is Lemmon, SD about 32 miles away.

Bison: population, trend and location

Two layers matter for a Bison borrower: the local population picture and South Dakota's consumer-lending statutes.

• Population: a Census-estimated 304, 153rd among South Dakota's 309 places (Vintage 2023).
• Population trend: About 0.3% below the 2020 Census base.
• Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
• Size percentile: bigger than about 50% of the places in South Dakota, with 304 residents in Bison.
• Population density: 306 people per square mile on 1.0 square miles of land.
• By land area: Bison ranks 103rd among South Dakota's 309 places, at 1.0 sq mi.
• Share of South Dakota: Bison holds about 0.0% of the state's population, some 304 people.
• Nationally: Bison is the 15,073rd-largest of 19,457 Census places in the dataset.
• Growth rank: Bison ranks 174th among South Dakota's 309 places for the 2020-to-2023 change.
• Against the state trend: Bison's 0.3% change compares with a South Dakota average of +0.9% across its 309 places.
• Density rank: Bison places 209th among South Dakota's places by people per square mile.
• Density vs South Dakota: Bison's 306 people per square mile compare with a state median of 581.
• Location: mapped by the US Census Bureau at 45.5236, -102.4677.
• Nearest larger cities: Lemmon (32 mi); Hettinger (34 mi); Faith (40 mi); Buffalo (52 mi); Dupree (53 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Haynes (31 mi); Bucyrus (40 mi); Morristown (46 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 4 of them.
• Within 100 miles: 24 places are larger than Bison.

Bison against the rest of South Dakota

Bison is the 153rd-largest of 309 Census places in South Dakota and contains about 0.0% of the state's people. For population change between 2020 and 2023, Bison ranks 174th of 309 in South Dakota (about the 44th percentile). By density, at about 306 people per square mile, it ranks 209th in South Dakota. In land area, Bison ranks 103rd among South Dakota's 309 places.

A pre-application checklist for Bison

Complete these steps first when you borrow in Bison (304 residents):

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the South Dakota regulator's licence records before you sign.
5. Test the payment against your current bills before you commit.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Bison-specific: the same South Dakota licensing and disclosure rules reach all 304 residents.

Borrowing reach in Bison

Bison is lightly settled, with about 306 people per square mile and 3 larger places within 50 miles. Lenders licensed in South Dakota reach Bison's 304 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Lemmon, SD about 32 miles away.

How a Bison personal loan is priced

With roughly 304 residents, Bison is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Bison lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Bison loan is knowable in advance — unlike a revolving card balance.

South Dakota consumer-lending rules applied in Bison

Read the table as a lender's compliance picture for Bison: the rule, the sourced figure, the publisher and the date.