Personal loans in Bishop, TX
The Census estimates 3,082 residents in Bishop, which ranks it 484th of 1,224 places in Texas. With roughly 3,082 residents, Bishop is a small community, and the lending rules its borrowers live under are written in Texas, not by the city.
Bishop lost roughly 3.0% of its population across the 2020-to-2023 comparison. Judge Bishop offers on total cost, not on how quickly the money arrives. A lender that serves Bishop operates under Texas lending statutes and a Texas supervisor. For a bigger market, look to Kingsville, TX about 7 miles away.
What the Census records for Bishop
Here is the sourced Census picture for Bishop, plus the Texas lending rules that apply to a loan taken out here.
- Population: the Census counts 3,082 residents in Bishop (Vintage 2023 subcounty estimate), the 484th-largest figure among Texas's 1,224 places.
- Population trend: Lower by roughly 3.0% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 94 residents.
- Size percentile: roughly 60% of Texas places rank below Bishop.
- Land and density: 2.4 square miles of land carry roughly 1,278 residents per square mile.
- By land area: Bishop ranks 606th among Texas's 1,224 places, at 2.4 sq mi.
- Share of Texas: Bishop holds about 0.0% of the state's population, some 3,082 people.
- National standing: Bishop ranks 6,194th of 19,457 US places.
- Growth rank: Bishop ranks 1,099th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Bishop's 3.0% change compares with a Texas average of +6.5% across its 1,224 places.
- Density in Texas: Bishop ranks 361st by people per square mile.
- Against the state median: Bishop runs about 1,278 residents per square mile, where the Texas median is 840.
- Location: latitude 27.5853, longitude -97.7974 (Census Gazetteer).
- Nearest larger cities: Kingsville (7 mi); Robstown (16 mi); Alice (20 mi); San Diego (30 mi); Falfurrias (33 mi). Online lenders reach Bishop no matter how far the nearest branch is.
- Smaller communities close by: Driscoll (7 mi); Petronila (12 mi); Agua Dulce (15 mi), each with its own Census population profile.
- Within a 50-mile radius: 13 smaller Census places.
- At 100 miles: 32 larger Census places fall inside that radius.
The state rulebook for Bishop
When Texas does not publish a figure, the row links to the source instead of inventing a number; Bishop is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
What shapes a Bishop personal loan
Bishop is a small community of about 3,082 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bishop. Because the payment is fixed, the total cost of a Bishop loan is knowable in advance — unlike a revolving card balance.
What to do before borrowing in Bishop
Complete these steps first when you borrow in Bishop (3,082 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Texas licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
None of these steps is Bishop-specific: the same Texas licensing and disclosure rules reach all 3,082 residents.
Lender access in Bishop
Bishop is a moderately settled community of about 3,082 people, with 12 larger places inside a 50-mile radius. Lenders licensed in Texas reach Bishop's 3,082 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Kingsville, TX about 7 miles away.
Bishop's place among Texas's 1,224 places
Against Texas's other places, Bishop accounts for about 0.0% of the state's population and ranks 484th of 1,224 by size. On the 2020-to-2023 trend, Bishop stands 1,099th among Texas's 1,224 places — roughly the 10th percentile. Its roughly 1,278 residents per square mile place it 361st among Texas's places. Between 2020 and 2023 the count changed by roughly 94 residents.
Common questions
What are my options in Bishop if my credit is poor?
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Does comparing loans in Bishop cost me credit score points?
Nearby places
- Kingsville, TX — population 24,586
- Driscoll, TX — population 661
- Petronila, TX — population 86
- Agua Dulce, TX — population 675
- Robstown, TX — population 10,335
- Alice, TX — population 17,579
- Orange Grove, TX — population 1,178
- Premont, TX — population 2,401