Personal loans in Bishop Hill, IL

Bishop Hill is home to roughly 113 people and stands 1,210th by size out of 1,294 Census places in Illinois. Begin with the payment, then weigh APR and total interest across the lenders that reach Bishop Hill's 113 residents. Bishop Hill's population held flat through the 2020-to-2023 comparison. State law, not city hall, decides what a lender may do to Bishop Hill's roughly 113 residents, and a state regulator supervises it. A larger market lies at Galva, IL about 5 miles away.

Where Bishop Hill stands

Set out below is Bishop Hill's local context next to the state-level rules that reach every lender here.

• Population: the Census counts 113 residents in Bishop Hill (Vintage 2023 subcounty estimate), the 1,210th-largest figure among Illinois's 1,294 places.
• Population trend: Roughly level with the 2020 Census base.
• Size percentile: bigger than about 6% of the places in Illinois, with 113 residents in Bishop Hill.
• Population density: about 212 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Bishop Hill ranks 1,019th among Illinois's 1,294 places, at 0.5 sq mi.
• Within Illinois: about 0.0% of the state's population lives in Bishop Hill.
• National standing: Bishop Hill ranks 17,893rd of 19,457 US places.
• Growth in Illinois: Bishop Hill stands 128th by percentage change from 2020 to 2023, among 1,294 places.
• Versus Illinois: the state average change is -2.0%, while Bishop Hill moved 0.0%.
• Density in Illinois: Bishop Hill ranks 1,182nd by people per square mile.
• Density in context: Bishop Hill's 212 people per square mile sit against a Illinois median of 993.
• Location: latitude 41.1998, longitude -90.1175 (Census Gazetteer).
• Nearest larger cities: Galva (5 mi); Altona (6 mi); Cambridge (7 mi); La Fayette (10 mi); Kewanee (10 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
• Smaller communities within reach: New Bedford (30 mi); Deer Grove (36 mi); Ellisville (41 mi).
• Smaller neighbours: 5 places smaller than Bishop Hill sit within 50 miles.
• At 100 miles: 549 larger Census places fall inside that radius.

What Illinois law requires in Bishop Hill

Every row below records a Illinois rule, its publisher and its retrieval date — the same rules a Bishop Hill lender must follow.

How Bishop Hill compares across Illinois

Against Illinois's other places, Bishop Hill accounts for about 0.0% of the state's population and ranks 1,210th of 1,294 by size. Its 2020-to-2023 change ranks 128th of 1,294 Illinois places, putting it near the 90th percentile for growth. By density, at about 212 people per square mile, it ranks 1,182nd in Illinois. In land area, Bishop Hill ranks 1,019th among Illinois's 1,294 places.

What a Bishop Hill borrower is actually offered

Most loans made to Bishop Hill's 113 residents are unsecured, so nothing is pledged and the lender relies on your credit history. The APR tracks your credit score rather than Bishop Hill's rank of 1,210th in Illinois: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Bishop Hill loan but raises total interest, so the smallest payment is not the cheapest loan.

The Bishop Hill borrowing checklist

These steps shape the offer you get in Bishop Hill, a place of about 113 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Line up several pre-qualified offers and let the APR decide.
4. Look the lender up in the Illinois regulator's licence records before you sign.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Bishop Hill as elsewhere in Illinois, the written terms — not the advertisement — are what count for its 113 residents.

Land, water and location for Bishop Hill

Bishop Hill covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 212 residents per square mile. The state's population centre of gravity, Chicago, is roughly 133 miles away. A 50-mile radius around Bishop Hill takes in 163 places that are larger. By land area it ranks 1,019th of 1,294 Illinois places.