Personal loans in Biscay, MN

With an estimated 112 residents, Biscay is the 741st-largest of 853 places in Minnesota. For a bigger market, look to Hutchinson, MN about 6 miles away. Rate ceilings, licensing requirements and product limits for Biscay are all set at the Minnesota level. Verify the lender's Minnesota licence against the regulator named below before borrowing in Biscay.

Local context for Biscay

What follows is Biscay's place in the Census record, alongside the Minnesota rules that govern a personal loan made here.

• Population: 112 residents; Biscay is the 741st-largest of 853 places in Minnesota (US Census Bureau, Vintage 2023).
• Population trend: A drop of about 0.9% from 2020 to 2023.
• Net change: roughly 1 fewer people than the 2020 Census counted.
• Size percentile: Biscay's 112 people outrank roughly 13% of the places in Minnesota.
• Land and density: 0.1 square miles of land carry roughly 1,493 residents per square mile.
• By land area: Biscay ranks 851st among Minnesota's 853 places, at 0.1 sq mi.
• State share: roughly 0.0% of Minnesota's residents live in Biscay (112 people).
• National rank: Biscay sits 17,912th by population among the 19,457 places in this dataset.
• Growth in Minnesota: Biscay stands 454th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Biscay's 0.9%.
• Density rank: Biscay is the 135th most densely settled place in Minnesota.
• Density in context: Biscay's 1,493 people per square mile sit against a Minnesota median of 607.
• Location: mapped by the US Census Bureau at 44.8263, -94.2741.
• Nearest larger cities: Hutchinson (6 mi); Silver Lake (7 mi); Glencoe (7 mi); Brownton (7 mi); New Auburn (11 mi). Lenders licensed in the state serve Biscay whether or not they keep a local branch.
• Smaller towns nearby: Cedar Mills (14 mi); Evan (43 mi); Cobden (47 mi).
• Within a 50-mile radius: 5 smaller Census places.
• At 100 miles: 478 larger Census places fall inside that radius.

Inside a Biscay personal loan

Most loans made to Biscay's 112 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Federal Truth in Lending rules require a Biscay lender to disclose the APR and finance charge before you sign. Shortening the term on a Biscay loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Biscay against the rest of Minnesota

Set beside Minnesota's 853 places, Biscay ranks 741st by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Biscay stands 454th among Minnesota's 853 places — roughly the 47th percentile. At about 1,493 people per square mile, Biscay is the 135th most densely settled place in Minnesota. Within 50 miles sit 5 smaller Census places, alongside the 154 that are larger.

Where Biscay sits

Biscay covers about 0.1 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,493 residents per square mile. The state's population centre of gravity, Minneapolis, is roughly 50 miles away. Biscay has 154 larger places within a 50-mile radius. Within the same 50 miles lie 5 smaller Census places.

The Minnesota lending rules that reach Biscay

Minnesota has no separate rate rule for Biscay; the sourced rows below are what reach every lender that serves its 112 people.

Lender access in Biscay

With about 1,493 residents per square mile, Biscay is moderately settled, and 154 larger Census places sit within 50 miles. Lenders licensed in Minnesota reach Biscay's 112 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Hutchinson, MN about 6 miles away.