Personal loans in Biglerville, PA
At about 1,245 residents, Biglerville is larger than roughly 46% of the places in Pennsylvania. Biglerville counts about 1,245 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing.
The 2020 count to the 2023 estimate shows about 1.5% growth in Biglerville. Rate-shopping from Biglerville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Which products a lender may offer to Biglerville's 1,245 residents follows from the Pennsylvania consumer-lending framework. The closest larger place is Gettysburg, PA about 7 miles away.
Borrowing in Biglerville: the local picture
Read the local figures below as context; read the sourced Pennsylvania table as the rulebook a lender here must follow.
- Population: about 1,245 people live here, which puts Biglerville 545th of 1,013 Census places in Pennsylvania (Vintage 2023).
- Population trend: Up about 1.5% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 19 more people than the 2020 Census counted.
- Size percentile: about 46% of Pennsylvania's Census places are smaller than Biglerville.
- Density: roughly 1,912 residents per square mile, spread over 0.7 sq mi of land.
- Land area rank: Biglerville's 0.7 square miles rank 626th of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Biglerville holds about 0.0% of the state's population, some 1,245 people.
- National standing: Biglerville ranks 9,399th of 19,457 US places.
- Growth rank: Biglerville's 2020-to-2023 change ranks 81st of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Biglerville's 1.5%.
- Density in Pennsylvania: Biglerville ranks 528th by people per square mile.
- Density in context: Biglerville's 1,912 people per square mile sit against a Pennsylvania median of 1,990.
- Location: the Census Gazetteer records it at 39.9295, -77.2468.
- Nearest larger cities: Gettysburg (7 mi); Bonneauville (10 mi); New Oxford (11 mi); Mount Holly Springs (13 mi); East Berlin (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Nearest smaller towns: Arendtsville (3 mi); Bendersville (4 mi); York Springs (9 mi).
- Within a 50-mile radius: 62 smaller Census places.
- Larger places within 100 miles: 328.
How a Biglerville personal loan is priced
With roughly 1,245 residents, Biglerville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Biglerville lender to disclose the APR and finance charge before you sign. Shortening the term on a Biglerville loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The state rulebook for Biglerville
For the roughly 1,245 residents of Biglerville, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Before you apply in Biglerville
Before you hand your details to a lender in Biglerville, where the population is near 1,245:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Gather at least three pre-qualified offers and line up the APR, not the headline rate.
- Make sure the lender appears in the Pennsylvania regulator's licence list.
- Test the payment against your current bills before you commit.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
None of these steps is Biglerville-specific: the same Pennsylvania licensing and disclosure rules reach all 1,245 residents.
Where Biglerville sits
Biglerville covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 1,912 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 112 miles away. A 50-mile radius around Biglerville takes in 87 places that are larger. By land area it ranks 626th of 1,013 Pennsylvania places.
Biglerville in state context
Among Pennsylvania's 1,013 places, Biglerville sits at 545th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Biglerville stands 81st among Pennsylvania's 1,013 places — roughly the 92th percentile. At about 1,912 people per square mile, Biglerville is the 528th most densely settled place in Pennsylvania. In land area, Biglerville ranks 626th among Pennsylvania's 1,013 places.
Common questions
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Nearby places
- Bendersville, PA — population 748
- Arendtsville, PA — population 881
- Gettysburg, PA — population 8,468
- York Springs, PA — population 698
- Bonneauville, PA — population 1,788
- Fairfield, PA — population 540
- Mount Holly Springs, PA — population 2,011
- New Oxford, PA — population 1,901