Personal loans in Bevington, IA

Bevington, Iowa — home to about 59 people — is a small community, so the terms you are offered follow Iowa law rather than any local rule. The Census estimates 59 residents in Bevington, which ranks it 886th of 940 places in Iowa.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The trend for Bevington between 2020 and 2023 is upward by roughly 7.3%. A single loan can carry different costs on either side of a state line, and Bevington sits on the Iowa side of that line. Verify the lender's Iowa licence against the regulator named below before borrowing in Bevington. For a bigger market, look to Martensdale, IA about 3 miles away.

What the Census records for Bevington

Here is the sourced Census picture for Bevington, plus the Iowa lending rules that apply to a loan taken out here.

How a Bevington personal loan is priced

Bevington is a small community of about 59 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Bevington lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Bevington loan but raises total interest, so the smallest payment is not the cheapest loan.

What is available to Bevington borrowers

Bevington is a lightly settled community of about 59 people, with 122 larger places inside a 50-mile radius. Lenders licensed in Iowa reach Bevington's 59 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Martensdale, IA about 3 miles away.

Bevington on the map

Bevington covers about 0.5 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 59 residents, the land area yields roughly 131 people per square mile. The state's population centre of gravity, Des Moines, is roughly 17 miles away. Bevington has 122 larger places within a 50-mile radius. Within the same 50 miles lie 8 smaller Census places.

Where Bevington sits in Iowa

Against Iowa's other places, Bevington accounts for about 0.0% of the state's population and ranks 886th of 940 by size. For population change between 2020 and 2023, Bevington ranks 20th of 940 in Iowa (about the 98th percentile). At about 131 people per square mile, Bevington is the 874th most densely settled place in Iowa. Between 2020 and 2023 the count changed by roughly 4 residents.

Which Iowa laws govern a loan in Bevington

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Bevington is bound by the same rules.

RuleDetailSource
State lending regulatorIowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services
Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services".
Iowa Division of Banking
as of 2026-09-16
Small-loan / installment lender licensingRegulated Loan Act license required (superintendent of banking)
Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking".
Iowa Legislature (Iowa Code)
as of 2026-09-16
Delayed deposit fee capFee cap: $15 on first $100 of check face amount; $10 on subsequent $100 increments
Source says: "fifteen dollars on the first one hundred dollars ... or more than ten dollars on subsequent one hundred dollar increments".
Iowa Legislature (Iowa Code)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bevington if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bevington is the same as anywhere in Iowa.
What loan size can I expect in Bevington?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bevington?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bevington cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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