Personal loans in Beverly Shores, IN
Beverly Shores is home to roughly 603 people and stands 382nd by size out of 565 Census places in Indiana.
With roughly 603 residents, Beverly Shores is a small community, and the lending rules its borrowers live under are written in Indiana, not by the city. Census figures put the 2020-to-2023 increase in Beverly Shores at about 0.2%. Compare APR, not the interest rate, because the APR folds in most fees on a Beverly Shores loan. Rate ceilings, licensing requirements and product limits for Beverly Shores are all set at the Indiana level. The nearest larger metro is Michigan City, IN about 6 miles away.
Beverly Shores: the sourced local profile
What follows is Beverly Shores's place in the Census record, alongside the Indiana rules that govern a personal loan made here.
- Population: a Census-estimated 603, 382nd among Indiana's 565 places (Vintage 2023).
- Population trend: Roughly 0.2% more residents than the 2020 Census counted.
- People gained or lost: about 1 more since the 2020 base.
- Size percentile: Beverly Shores sits ahead of around 32% of Indiana places, at 603 people.
- Density: the Census land area of 3.6 sq mi holds about 168 people per square mile.
- By land area: Beverly Shores ranks 133rd among Indiana's 565 places, at 3.6 sq mi.
- Water: Beverly Shores holds about 2.25 square miles, the 1st-largest water area in Indiana.
- Share of Indiana: Beverly Shores holds about 0.0% of the state's population, some 603 people.
- National rank: Beverly Shores is 12,410th of 19,457 places nationwide.
- Growth in Indiana: Beverly Shores stands 275th by percentage change from 2020 to 2023, among 565 places.
- Against the state trend: Beverly Shores's 0.2% change compares with a Indiana average of +1.0% across its 565 places.
- Density rank: Beverly Shores is the 556th most densely settled place in Indiana.
- Density vs Indiana: Beverly Shores's 168 people per square mile compare with a state median of 1,375.
- Location: latitude 41.6911, longitude -86.9788 (Census Gazetteer).
- Nearest larger cities: Michigan City (6 mi); Trail Creek (6 mi); Porter (7 mi); Chesterton (7 mi); Long Beach (8 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Smaller communities close by: Town of Pines (1 mi); Pottawattamie Park (6 mi); Dune Acres (6 mi), each with its own Census population profile.
- Smaller places within 50 miles: 18 of them.
- At 100 miles: 525 larger Census places fall inside that radius.
What to do before borrowing in Beverly Shores
Before you hand your details to a lender in Beverly Shores, where the population is near 603:
- Pull your credit reports first and correct any error before a lender sees the file.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Look the lender up in the Indiana regulator's licence records before you sign.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Indiana; what changes is your credit file, not the fact that Beverly Shores holds 603 people.
How Beverly Shores compares across Indiana
Among Indiana's 565 places, Beverly Shores sits at 382nd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Beverly Shores stands 275th among Indiana's 565 places — roughly the 51th percentile. Its roughly 168 residents per square mile place it 556th among Indiana's places. Between 2020 and 2023 the count changed by roughly 1 residents.
Where Beverly Shores sits
The Census Gazetteer records 3.6 square miles of land and 2.25 square miles of water within Beverly Shores. That land carries about 168 people per square mile. The largest place in Indiana, Fort Wayne, lies about 104 miles away. Beverly Shores has 172 larger places within a 50-mile radius. Within the same 50 miles lie 18 smaller Census places.
Getting a loan in Beverly Shores
At roughly 168 people per square mile, Beverly Shores is lightly settled; 172 larger places lie within 50 miles. Lenders licensed in Indiana reach Beverly Shores's 603 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Michigan City, IN about 6 miles away.
The Indiana lending rules that reach Beverly Shores
When Indiana does not publish a figure, the row links to the source instead of inventing a number; Beverly Shores is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Indiana Department of Financial Institutions (DFI), Consumer Credit Division Source says: "The industries regulated by the Consumer Credit Division are: non-depository small loan ("payday") lenders; traditional installment lenders". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Payday lending status | Permitted under license (small loans); finance charges capped at 15% of the first $250 (tiered above) Source says: "Finance charges on the first $250 of a small loan are limited to 15% of the principal". | Indiana Department of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Small Loan License required (IUCCC; separate Consumer Loan License for IC 24-4.5-3 loans) Source says: "unless a person is a supervised financial organization or has first obtained a small loan license from the Department of Financial Institutions (DFI)". | Indiana Department of Financial Institutions as of 2026-09-16 |
Common questions
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Nearby places
- Town of Pines, IN — population 594
- Michigan City, IN — population 31,659
- Pottawattamie Park, IN — population 235
- Dune Acres, IN — population 234
- Chesterton, IN — population 14,657
- Porter, IN — population 5,204
- Trail Creek, IN — population 2,027
- Long Beach, IN — population 1,174