Personal loans in Beverly Hills, TX
If you are weighing a personal loan in Beverly Hills, start from the payment you can carry; its 1,867 residents face the same statewide rules. With an estimated 1,867 residents, Beverly Hills is the 622nd-largest of 1,224 places in Texas. The next larger city is Waco, TX about 3 miles away. Beverly Hills lost roughly 0.5% of its population across the 2020-to-2023 comparison. Lenders active in Beverly Hills report to a Texas supervisor, identified in the sourced rows below. Judge Beverly Hills offers on total cost, not on how quickly the money arrives.
Where Beverly Hills stands
Set out below is Beverly Hills's local context next to the state-level rules that reach every lender here.
- Population: the Census counts 1,867 residents in Beverly Hills (Vintage 2023 subcounty estimate), the 622nd-largest figure among Texas's 1,224 places.
- Population trend: The 2020-to-2023 change is negative, near 0.5%.
- Net change: roughly 10 fewer people than the 2020 Census counted.
- Size percentile: about 49% of Texas communities are smaller than Beverly Hills (1,867 residents).
- Population density: about 2,837 people per square mile across 0.7 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Beverly Hills covers 0.7 square miles, the 1,103rd-largest area among Texas's 1,224 places.
- State population share: Beverly Hills accounts for about 0.0% of everyone in Texas.
- Nationally: Beverly Hills is the 7,869th-largest of 19,457 Census places in the dataset.
- Growth in Texas: Beverly Hills stands 918th by percentage change from 2020 to 2023, among 1,224 places.
- Versus Texas: the state average change is +6.5%, while Beverly Hills moved 0.5%.
- Density rank: Beverly Hills is the 94th most densely settled place in Texas.
- Density in context: Beverly Hills's 2,837 people per square mile sit against a Texas median of 840.
- Location: 31.5223 / -97.1563, per the US Census Bureau Gazetteer.
- Nearest larger cities: Waco (3 mi); Woodway (5 mi); Robinson (5 mi); Hewitt (5 mi); Bellmead (7 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller towns nearby: Lorena (10 mi); Golinda (12 mi); Hallsburg (12 mi).
- Smaller neighbours: 45 places smaller than Beverly Hills sit within 50 miles.
- Within 100 miles: 155 places are larger than Beverly Hills.
A pre-application checklist for Beverly Hills
Complete these steps first when you borrow in Beverly Hills (1,867 residents):
- Start with the credit file: order the reports, fix the errors, then apply.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Texas licence with the regulator named above before committing.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
In Beverly Hills as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,867 residents.
Land, water and location for Beverly Hills
Beverly Hills's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 2,837 residents per square mile. For the state's biggest city, Houston, the distance is roughly 159 miles. Beverly Hills has 26 larger places within a 50-mile radius. By land area it ranks 1,103rd of 1,224 Texas places.
Beverly Hills against the rest of Texas
Against Texas's other places, Beverly Hills accounts for about 0.0% of the state's population and ranks 622nd of 1,224 by size. For population change between 2020 and 2023, Beverly Hills ranks 918th of 1,224 in Texas (about the 25th percentile). By density, at about 2,837 people per square mile, it ranks 94th in Texas. Within 50 miles sit 45 smaller Census places, alongside the 26 that are larger.
Texas consumer-lending rules applied in Beverly Hills
For the roughly 1,867 residents of Beverly Hills, the rules below are Texas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
How lenders reach Beverly Hills
Beverly Hills is a fairly dense community of about 1,867 people, with 26 larger places inside a 50-mile radius. Distance to a branch rarely matters for Beverly Hills's 1,867 residents: the application is online and the price follows your credit file. The nearest larger city, Waco, TX about 3 miles away.
Common questions
What are my options in Beverly Hills if my credit is poor?
What loan size can I expect in Beverly Hills?
Do I have to pledge anything to borrow in Beverly Hills?
Does comparing loans in Beverly Hills cost me credit score points?
Nearby places
- Waco, TX — population 144,816
- Woodway, TX — population 9,680
- Robinson, TX — population 12,987
- Hewitt, TX — population 16,691
- Bellmead, TX — population 10,620
- Lacy-Lakeview, TX — population 7,309
- Lorena, TX — population 1,803
- Golinda, TX — population 679