Personal loans in Beverly Hills, TX

If you are weighing a personal loan in Beverly Hills, start from the payment you can carry; its 1,867 residents face the same statewide rules. With an estimated 1,867 residents, Beverly Hills is the 622nd-largest of 1,224 places in Texas. The next larger city is Waco, TX about 3 miles away. Beverly Hills lost roughly 0.5% of its population across the 2020-to-2023 comparison. Lenders active in Beverly Hills report to a Texas supervisor, identified in the sourced rows below. Judge Beverly Hills offers on total cost, not on how quickly the money arrives.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Where Beverly Hills stands

Set out below is Beverly Hills's local context next to the state-level rules that reach every lender here.

A pre-application checklist for Beverly Hills

Complete these steps first when you borrow in Beverly Hills (1,867 residents):

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Confirm the Texas licence with the regulator named above before committing.
  5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
  6. Look for an origination fee or prepayment penalty in the written disclosure.
  7. Check that the monthly payment fits your budget next to your existing obligations.

In Beverly Hills as elsewhere in Texas, the written terms — not the advertisement — are what count for its 1,867 residents.

Land, water and location for Beverly Hills

Beverly Hills's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 2,837 residents per square mile. For the state's biggest city, Houston, the distance is roughly 159 miles. Beverly Hills has 26 larger places within a 50-mile radius. By land area it ranks 1,103rd of 1,224 Texas places.

Beverly Hills against the rest of Texas

Against Texas's other places, Beverly Hills accounts for about 0.0% of the state's population and ranks 622nd of 1,224 by size. For population change between 2020 and 2023, Beverly Hills ranks 918th of 1,224 in Texas (about the 25th percentile). By density, at about 2,837 people per square mile, it ranks 94th in Texas. Within 50 miles sit 45 smaller Census places, alongside the 26 that are larger.

Texas consumer-lending rules applied in Beverly Hills

For the roughly 1,867 residents of Beverly Hills, the rules below are Texas's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.
Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry
Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

How lenders reach Beverly Hills

Beverly Hills is a fairly dense community of about 1,867 people, with 26 larger places inside a 50-mile radius. Distance to a branch rarely matters for Beverly Hills's 1,867 residents: the application is online and the price follows your credit file. The nearest larger city, Waco, TX about 3 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Beverly Hills if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Beverly Hills is the same as anywhere in Texas.
What loan size can I expect in Beverly Hills?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Beverly Hills?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Beverly Hills cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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