Personal loans in Beulah, MS

The Census estimates 237 residents in Beulah, which ranks it 262nd of 299 places in Mississippi. The first question in Beulah is not the rate on offer but whether the payment fits; about 237 people live here under Mississippi lending law.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The 2020 count to the 2023 estimate shows about 2.5% decline in Beulah. Decide the purpose of the loan and your repayment plan before sharing any details with a Beulah lender. A lender that serves Beulah operates under Mississippi lending statutes and a Mississippi supervisor. For a bigger market, look to Rosedale, MS about 6 miles away.

Beulah by the numbers

The figures below are Beulah's own — Census population, land area and coordinates — followed by the Mississippi rules.

How Beulah compares across Mississippi

Against Mississippi's other places, Beulah accounts for about 0.0% of the state's population and ranks 262nd of 299 by size. On the 2020-to-2023 trend, Beulah stands 139th among Mississippi's 299 places — roughly the 54th percentile. By density, at about 512 people per square mile, it ranks 127th in Mississippi. The population moved by about 6 people between 2020 and 2023, a 2.5% shift.

The Beulah borrowing checklist

For Beulah's roughly 237 residents, these are the steps that most influence the offer:

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Model the payment on the calculator before a lender models it for you.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Make sure the lender appears in the Mississippi regulator's licence list.
  5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Beulah-specific: the same Mississippi licensing and disclosure rules reach all 237 residents.

The Mississippi lending rules that reach Beulah

The rows below set out what a licensed lender must follow in Mississippi, and so for Beulah's roughly 237 residents.

RuleDetailSource
State lending regulatorMississippi Department of Banking and Consumer Finance (DBCF)
Source says: "The Mississippi Department of Banking and Consumer Finance's (DBCF) mission is to regulate, supervise and safeguard financial institutions chartered and licensed in Mississippi"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Payday lending statusLegal and licensed — check cashers (delayed-deposit/payday transactions) are licensed consumer-finance industries regulated by DBCF (Miss. Code § 75-67-501 et seq.)
Source says: "These industries include Money Transmitter, Small Loan, Check Cashers, Pawnbroker, Title Pledge, Consumer Loan Broker"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16
Small-loan / installment lender licensingSmall loan license required (Small Loan Regulatory Law; Miss. Code § 75-67-105)
Source says: "No person shall engage in the business of lending money ... without being the holder of a valid and subsisting license"
Mississippi Department of Banking and Consumer Finance
as of 2026-09-16

What is available to Beulah borrowers

With about 512 residents per square mile, Beulah is moderately settled, and 49 larger Census places sit within 50 miles. What is available to Beulah's 237 borrowers is set by Mississippi licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Rosedale, MS about 6 miles away.

Land, water and location for Beulah

The Census Gazetteer records about 0.5 square miles of land within Beulah, with no significant water area listed. That land carries about 512 people per square mile. The state's population centre of gravity, Jackson, is roughly 111 miles away. A 50-mile radius around Beulah takes in 49 places that are larger. Within the same 50 miles lie 14 smaller Census places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Beulah if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Beulah is the same as anywhere in Mississippi.
What loan size can I expect in Beulah?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Beulah?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Beulah cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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