Personal loans in Beulah, MI

When Michigan caps or restricts a product, lenders either change the terms or withdraw it from Beulah as from the rest of the state. About 310 people live in Beulah, placing it 488th of 533 Census places in Michigan.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Beulah is a small community in Michigan, with an estimated 310 residents, and every licensed lender here follows the same state rulebook. The trend for Beulah between 2020 and 2023 is upward by roughly 2.0%. Use the calculator on this page to price an amount and term before you commit in Beulah. The next larger city is Benzonia, MI about 1 miles away.

Beulah: population, trend and location

Most of what governs a Beulah loan is written in Michigan law rather than in the city; the sourced notes below make that split concrete.

Beulah: area, density and distance

Beulah's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 749 residents per square mile. Detroit, the largest place in Michigan, is about 216 miles from Beulah. Beulah has 26 larger places within a 50-mile radius. Within the same 50 miles lie 7 smaller Census places.

How Beulah compares across Michigan

Beulah is the 488th-largest of 533 Census places in Michigan and contains about 0.0% of the state's people. For population change between 2020 and 2023, Beulah ranks 71st of 533 in Michigan (about the 87th percentile). At about 749 people per square mile, Beulah is the 363rd most densely settled place in Michigan. In land area, Beulah ranks 519th among Michigan's 533 places.

What Michigan law requires in Beulah

When Michigan does not publish a figure, the row links to the source instead of inventing a number; Beulah is bound by the same rules.

RuleDetailSource
State lending regulatorMichigan Department of Insurance and Financial Services (DIFS)
Source says: ""Department" means the department of insurance and financial services"		Michigan Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)7% per annum maximum by written agreement; 5% legal rate (MCL 438.31)
Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum"		Michigan Legislature
as of 2026-09-16
Payday lending statusLegal and licensed — deferred presentment service transactions (2005 PA 244; MCL 487.2121 et seq.), licensed and regulated by DIFS
Source says: "AN ACT to regulate the business of providing deferred presentment service transactions; to require the licensing of providers of deferred presentment service transactions"		Michigan Legislature
as of 2026-09-16

How a Beulah personal loan is priced

A Beulah personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 310 residents. Because pricing is borrower-level, two people in Beulah can be quoted different APRs on the same amount and term. Because the payment is fixed, the total cost of a Beulah loan is knowable in advance — unlike a revolving card balance.

Borrowing reach in Beulah

Beulah is moderately settled, with about 749 people per square mile and 26 larger places within 50 miles. Lenders licensed in Michigan reach Beulah's 310 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Benzonia, MI about 1 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Beulah if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Beulah is the same as anywhere in Michigan.
What loan size can I expect in Beulah?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Beulah?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Beulah cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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