Personal loans in Bethel, DE

Bethel by the numbers

What follows is Bethel's place in the Census record, alongside the Delaware rules that govern a personal loan made here.

• Population: 259 — Bethel ranks 46th of 57 communities in Delaware (US Census Bureau, Vintage 2023).
• Population trend: Roughly 9.7% more residents than the 2020 Census counted.
• People gained or lost: about 23 more since the 2020 base.
• Size percentile: about 19% of Delaware's Census places are smaller than Bethel.
• Density: the Census land area of 0.4 sq mi holds about 589 people per square mile.
• Land area: Bethel covers 0.4 square miles, the 39th-largest area among Delaware's 57 places.
• Within Delaware: about 0.1% of the state's population lives in Bethel.
• National rank: Bethel is 15,628th of 19,457 places nationwide.
• Growth in Delaware: Bethel stands 27th by percentage change from 2020 to 2023, among 57 places.
• State comparison: Delaware's places average +6.8% for 2020-to-2023, against Bethel's 9.7%.
• Density in Delaware: Bethel ranks 55th by people per square mile.
• Density vs Delaware: Bethel's 589 people per square mile compare with a state median of 1,284.
• Location: 38.5710, -75.6195 (US Census Bureau Gazetteer).
• Nearest larger cities: Laurel (3 mi); Blades (5 mi); Sharptown (6 mi); Seaford (6 mi); Delmar (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller places nearby: Galestown (5 mi); Eldorado (9 mi); Brookview (9 mi).
• Smaller places within 50 miles: 22 of them.
• Larger places within 100 miles: 300.

How Bethel compares across Delaware

Within Delaware, Bethel holds roughly 0.1% of all residents, the 46th-largest share among 57 places. For population change between 2020 and 2023, Bethel ranks 27th of 57 in Delaware (about the 53th percentile). Its roughly 589 residents per square mile place it 55th among Delaware's places. Between 2020 and 2023 the count changed by roughly 23 residents.

A practical checklist for Bethel borrowers

These steps shape the offer you get in Bethel, a place of about 259 people:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the lender holds a Delaware licence by checking the regulator named above.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Delaware; what changes is your credit file, not the fact that Bethel holds 259 people.

How Delaware law applies in Bethel

Read the table as a lender's compliance picture for Bethel: the rule, the sourced figure, the publisher and the date.

Bethel: area, density and distance

Bethel's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 589 residents per square mile. Wilmington, the largest place in Delaware, is about 81 miles from Bethel. Within 50 miles of Bethel there are 70 larger Census places. The 100-mile radius contains 300 larger places.

What a Bethel borrower is actually offered

Bethel is a small community of about 259 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Bethel's rank of 46th in Delaware: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Bethel loan but raises total interest, so the smallest payment is not the cheapest loan.