Personal loans in Bethany, MO

Judge Bethany offers on total cost, not on how quickly the money arrives. The 2020 count to the 2023 estimate shows about 0.4% growth in Bethany. Rate ceilings, licensing requirements and product limits for Bethany are all set at the Missouri level. The nearest larger metro is Trenton, MO about 26 miles away.

The Bethany data picture

Read the local figures below as context; read the sourced Missouri table as the rulebook a lender here must follow.

• Population: a Census-estimated 2,923, 186th among Missouri's 937 places (Vintage 2023).
• Population trend: Growth of about 0.4% across the 2020-to-2023 comparison.
• People gained or lost: about 13 more since the 2020 base.
• Size percentile: roughly 80% of Missouri's places have fewer residents than Bethany's 2,923.
• Population density: 658 people per square mile on 4.4 square miles of land.
• By land area: Bethany ranks 143rd among Missouri's 937 places, at 4.4 sq mi.
• Water area rank: Bethany ranks 135th among Missouri's 937 places, with 0.04 sq mi.
• Share of Missouri: Bethany holds about 0.1% of the state's population, some 2,923 people.
• Nationally: Bethany is the 6,363rd-largest of 19,457 Census places in the dataset.
• Growth rank: Bethany's 2020-to-2023 change ranks 424th of 937 places in Missouri.
• Against the state trend: Bethany's 0.4% change compares with a Missouri average of +0.8% across its 937 places.
• Density rank: Bethany is the 521st most densely settled place in Missouri.
• Density vs Missouri: Bethany's 658 people per square mile compare with a state median of 743.
• Location: latitude 40.2682, longitude -94.0298 (Census Gazetteer).
• Nearest larger cities: Trenton (26 mi); Cameron (38 mi); Chillicothe (41 mi); Maryville (45 mi); Savannah (48 mi). Online lenders reach Bethany no matter how far the nearest branch is.
• Nearest smaller towns: New Hampton (9 mi); Ridgeway (9 mi); Coffey (11 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 107 of them.
• Larger places within 100 miles: 81.

What a Bethany borrower is actually offered

A Bethany personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,923 residents. Two numbers drive a Bethany loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Bethany decides the split between a comfortable payment and the total interest you pay.

Bethany on the map

Bethany's land area is about 4.4 square miles; a further 0.04 square miles is water. Spread across it are roughly 658 residents per square mile. Kansas City, the largest place in Missouri, is about 84 miles from Bethany. Counting outward 50 miles, 5 larger communities surround Bethany. By land area it ranks 143rd of 937 Missouri places.

Before you apply in Bethany

Complete these steps first when you borrow in Bethany (2,923 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Missouri regulator's records to confirm the lender is licensed here.
5. Read the disclosure for an origination fee and any prepayment penalty before signing.
6. Make sure the new payment leaves room in a budget you already keep.
7. Pick the shortest term whose payment you can comfortably afford.

None of these steps is Bethany-specific: the same Missouri licensing and disclosure rules reach all 2,923 residents.

How Missouri law applies in Bethany

Read the table as a lender's compliance picture for Bethany: the rule, the sourced figure, the publisher and the date.

Bethany's place among Missouri's 937 places

Among Missouri's 937 places, Bethany sits at 186th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Bethany stands 424th among Missouri's 937 places — roughly the 55th percentile. By density, at about 658 people per square mile, it ranks 521st in Missouri. In land area, Bethany ranks 143rd among Missouri's 937 places.