Personal loans in Berwick, LA

The 2020 count to the 2023 estimate shows about 5.0% decline in Berwick. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Berwick loan. Rate ceilings, licensing requirements and product limits for Berwick are all set at the Louisiana level. Borrowers who want a bigger city can look to Morgan City, LA about 3 miles away.

Berwick: population, trend and location

Berwick is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 4,531 residents; Berwick is the 64th-largest of 302 places in Louisiana (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 5.0% since the 2020 count.
• Net change: roughly 236 fewer people than the 2020 Census counted.
• Size percentile: roughly 79% of Louisiana's places have fewer residents than Berwick's 4,531.
• Density: roughly 768 residents per square mile, spread over 5.9 sq mi of land.
• Land area: Berwick covers 5.9 square miles, the 63rd-largest area among Louisiana's 302 places.
• Water area: Berwick has 0.17 square miles of water, ranking 33rd of 302 places in Louisiana.
• Share of Louisiana: Berwick holds about 0.3% of the state's population, some 4,531 people.
• National rank: Berwick is 5,113th of 19,457 places nationwide.
• Growth in Louisiana: Berwick stands 247th by percentage change from 2020 to 2023, among 302 places.
• Versus Louisiana: the state average change is -2.1%, while Berwick moved 5.0%.
• Density in Louisiana: Berwick ranks 116th by people per square mile.
• Against the state median: Berwick runs about 768 residents per square mile, where the Louisiana median is 534.
• Location: coordinates 29.7005, -91.2352 (US Census Bureau Gazetteer).
• Nearest larger cities: Morgan City (3 mi); Patterson (5 mi); Franklin (17 mi); Thibodaux (26 mi); Jeanerette (30 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Napoleonville (21 mi); Baldwin (21 mi); White Castle (32 mi) — useful context for the surrounding area.
• Smaller neighbours: 11 places smaller than Berwick sit within 50 miles.
• Larger places within 100 miles: 41.

What a Berwick borrower is actually offered

Most loans made to Berwick's 4,531 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Berwick's 4,531 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Berwick loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Berwick against the rest of Louisiana

Berwick is the 64th-largest of 302 Census places in Louisiana and contains about 0.3% of the state's people. On the 2020-to-2023 trend, Berwick stands 247th among Louisiana's 302 places — roughly the 18th percentile. Its roughly 768 residents per square mile place it 116th among Louisiana's places. The population moved by about 236 people between 2020 and 2023, a 5.0% shift.

Getting a loan in Berwick

Berwick is moderately settled, with about 768 people per square mile and 13 larger places within 50 miles. Whether Berwick has a local branch or not, a Louisiana-licensed lender can serve its 4,531 people online on the same terms. For a larger market, the closest option is Morgan City, LA about 3 miles away.

Where Berwick sits

Inside Berwick's boundaries lie roughly 5.9 square miles of land and 0.17 square miles of water. That land carries about 768 people per square mile. The largest place in Louisiana, New Orleans, lies about 82 miles away. Within 50 miles of Berwick there are 13 larger Census places. By land area it ranks 63rd of 302 Louisiana places.

The state rulebook for Berwick

Louisiana has no separate rate rule for Berwick; the sourced rows below are what reach every lender that serves its 4,531 people.