Personal loans in Berry, AL
The Census estimates 1,190 residents in Berry, which ranks it 243rd of 462 places in Alabama. Berry counts about 1,190 people, and what is genuinely local about borrowing here is limited — Alabama law does the governing.
A 2020-to-2023 comparison shows Berry down by about 1.7%. Judge Berry offers on total cost, not on how quickly the money arrives. Rate ceilings, licensing requirements and product limits for Berry are all set at the Alabama level. The nearest larger city is Fayette, AL about 13 miles away.
Where Berry stands
Read the local figures below as context; read the sourced Alabama table as the rulebook a lender here must follow.
- Population: about 1,190 people live here, which puts Berry 243rd of 462 Census places in Alabama (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.7%.
- Change in people: the 2020-to-2023 comparison is a loss of about 21 residents.
- Size percentile: about 47% of Alabama's Census places are smaller than Berry.
- Population density: about 111 people per square mile (Census land area 10.8 sq mi).
- Land area rank: Berry's 10.8 square miles rank 135th of 462 places in Alabama.
- State share: roughly 0.0% of Alabama's residents live in Berry (1,190 people).
- Nationally: Berry is the 9,583rd-largest of 19,457 Census places in the dataset.
- Growth rank: Berry ranks 313th among Alabama's 462 places for the 2020-to-2023 change.
- Against the state trend: Berry's 1.7% change compares with a Alabama average of +1.0% across its 462 places.
- Density rank: Berry is the 384th most densely settled place in Alabama.
- Against the state median: Berry runs about 111 residents per square mile, where the Alabama median is 259.
- Location: mapped by the US Census Bureau at 33.6667, -87.6093.
- Nearest larger cities: Fayette (13 mi); Carbon Hill (17 mi); Winfield (21 mi); Jasper (23 mi); Cordova (24 mi). Online lenders reach Berry no matter how far the nearest branch is.
- Nearest smaller towns: Oakman (13 mi); Kansas (17 mi); Glen Allen (17 mi) — useful context for the surrounding area.
- Smaller neighbours: 39 places smaller than Berry sit within 50 miles.
- At 100 miles: 159 larger Census places fall inside that radius.
Where Berry sits in Alabama
Against Alabama's other places, Berry accounts for about 0.0% of the state's population and ranks 243rd of 462 by size. For population change between 2020 and 2023, Berry ranks 313th of 462 in Alabama (about the 32th percentile). By density, at about 111 people per square mile, it ranks 384th in Alabama. Between 2020 and 2023 the count changed by roughly 21 residents.
How Alabama law applies in Berry
When Alabama does not publish a figure, the row links to the source instead of inventing a number; Berry is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
| Small-loan / installment lender licensing | Alabama Small Loan Act license required from the supervisor for loans under $1,500; interest capped at 3% per month on the first $200 and 2% per month on $200–$1,500 Source says: "No person shall engage in the business of lending in amounts of less than one thousand five hundred dollars ($1,500)"; "without first having obtained a license from the supervisor"; "not exceeding three percent a month on that part of the unpaid principal balance not in excess of two hundred dollars". | Alabama State Banking Department — Alabama Small Loan Act (Code of Alabama §§ 5-18-1 et seq.) as of 2026-09-16 |
Borrowing reach in Berry
Berry is lightly settled, with about 111 people per square mile and 45 larger places within 50 miles. Lenders licensed in Alabama reach Berry's 1,190 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Fayette, AL about 13 miles away.
A practical checklist for Berry borrowers
Complete these steps first when you borrow in Berry (1,190 residents):
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Alabama licence with the regulator listed on this page.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
- Check that the monthly payment fits your budget next to your existing obligations.
What differs between Berry and the rest of Alabama is not the process but the borrower's own file, among the 1,190 people here.
Where Berry sits
Berry's land area is roughly 10.8 square miles, and the Gazetteer records no significant water area within it. That land carries about 111 people per square mile. The largest place in Alabama, Huntsville, lies about 89 miles away. Within 50 miles of Berry there are 45 larger Census places. The 100-mile radius contains 159 larger places.
Common questions
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Nearby places
- Fayette, AL — population 4,128
- Oakman, AL — population 751
- Kansas, AL — population 176
- Carbon Hill, AL — population 1,731
- Eldridge, AL — population 137
- Glen Allen, AL — population 422
- Belk, AL — population 187
- Winfield, AL — population 4,869