Personal loans in Ben Avon, PA
A lender serving Ben Avon holds a Pennsylvania licence and answers to a Pennsylvania regulator; no city office is involved for its 1,850 residents. Population in Ben Avon dropped about 3.7% over the three years from 2020 to 2023.
Ben Avon is one of 1,013 Census places in Pennsylvania; its 1,850 residents put it at 443rd. Use the calculator on this page to price an amount and term before you commit in Ben Avon. Lenders active in Ben Avon report to a Pennsylvania supervisor, identified in the sourced rows below. The closest larger city is Avalon, PA about 1 miles away.
Where Ben Avon stands
Most of what governs a Ben Avon loan is written in Pennsylvania law rather than in the city; the sourced notes below make that split concrete.
- Population: about 1,850, ranked 443rd of 1,013 places in Pennsylvania (Census Vintage 2023 subcounty estimate).
- Population trend: About 3.7% below the 2020 Census base.
- Absolute change: 72 residents lost between 2020 and 2023.
- Size percentile: about 56% of Pennsylvania communities are smaller than Ben Avon (1,850 residents).
- Population density: about 4,881 people per square mile (Census land area 0.4 sq mi).
- By land area: Ben Avon ranks 822nd among Pennsylvania's 1,013 places, at 0.4 sq mi.
- Water area: Ben Avon has 0.08 square miles of water, ranking 157th of 1,013 places in Pennsylvania.
- Share of Pennsylvania: Ben Avon holds about 0.0% of the state's population, some 1,850 people.
- National rank: Ben Avon is 7,909th of 19,457 places nationwide.
- Growth rank: Ben Avon's 2020-to-2023 change ranks 958th of 1,013 places in Pennsylvania.
- Versus Pennsylvania: the state average change is -0.9%, while Ben Avon moved 3.7%.
- Density in Pennsylvania: Ben Avon ranks 122nd by people per square mile.
- Density in context: Ben Avon's 4,881 people per square mile sit against a Pennsylvania median of 1,990.
- Location: 40.5052 / -80.0821, per the US Census Bureau Gazetteer.
- Nearest larger cities: Avalon (1 mi); Emsworth (1 mi); Bellevue (2 mi); McKees Rocks (3 mi); West View (3 mi). Larger metros often have more branches, but online lenders reach Ben Avon on the same terms.
- Smaller communities close by: Ben Avon Heights (1 mi); Glenfield (3 mi); Haysville (4 mi), each with its own Census population profile.
- Smaller places within 50 miles: 193 of them.
- Larger places within 100 miles: 285.
Ben Avon against the rest of Pennsylvania
Against Pennsylvania's other places, Ben Avon accounts for about 0.0% of the state's population and ranks 443rd of 1,013 by size. Its 2020-to-2023 change ranks 958th of 1,013 Pennsylvania places, putting it near the 5th percentile for growth. At about 4,881 people per square mile, Ben Avon is the 122nd most densely settled place in Pennsylvania. Within 50 miles sit 193 smaller Census places, alongside the 137 that are larger.
Inside a Ben Avon personal loan
With roughly 1,850 residents, Ben Avon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Ben Avon's rank of 443rd in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Ben Avon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
The Pennsylvania lending rules that reach Ben Avon
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Ben Avon is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
The geography behind Ben Avon
Ben Avon covers about 0.4 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). That land carries about 4,881 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 263 miles. Ben Avon has 137 larger places within a 50-mile radius. By land area it ranks 822nd of 1,013 Pennsylvania places.
What is available to Ben Avon borrowers
Ben Avon is a fairly dense community of about 1,850 people, with 137 larger places inside a 50-mile radius. Distance to a branch rarely matters for Ben Avon's 1,850 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Avalon, PA about 1 miles away.
Common questions
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Nearby places
- Ben Avon Heights, PA — population 385
- Avalon, PA — population 4,588
- Emsworth, PA — population 2,426
- Bellevue, PA — population 8,000
- McKees Rocks, PA — population 5,695
- West View, PA — population 6,437
- Glenfield, PA — population 202
- Ingram, PA — population 3,259