Personal loans in Belvidere, SD
Belvidere is a small community in South Dakota, with an estimated 42 residents, and every licensed lender here follows the same state rulebook.
If debt is already a strain, a nonprofit credit counsellor can help Belvidere residents before they take on more. By population, Belvidere sits at 280th in South Dakota, with an estimated 42 residents. Every figure below is South Dakota's own, applied to Belvidere's 42 residents, with the publisher and retrieval date attached. The trend for Belvidere between 2020 and 2023 is downward by roughly 2.3%. Borrowers who want a bigger city can look to Kadoka, SD about 11 miles away.
The Belvidere data picture
Belvidere is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: 42 residents; Belvidere is the 280th-largest of 309 places in South Dakota (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 2.3% since the 2020 count.
- Net change: roughly 1 fewer people than the 2020 Census counted.
- Size percentile: Belvidere's 42 people outrank roughly 9% of the places in South Dakota.
- Population density: about 55 people per square mile (Census land area 0.8 sq mi).
- Land area: Belvidere covers 0.8 square miles, the 129th-largest area among South Dakota's 309 places.
- Water: Belvidere holds about 0.07 square miles, the 17th-largest water area in South Dakota.
- State population share: Belvidere accounts for about 0.0% of everyone in South Dakota.
- National standing: Belvidere ranks 19,083rd of 19,457 US places.
- Growth rank: Belvidere's 2020-to-2023 change ranks 253rd of 309 places in South Dakota.
- State comparison: South Dakota's places average +0.9% for 2020-to-2023, against Belvidere's 2.3%.
- Density rank: Belvidere is the 291st most densely settled place in South Dakota.
- Against the state median: Belvidere runs about 55 residents per square mile, where the South Dakota median is 581.
- Location: the Census Gazetteer records it at 43.8322, -101.2711.
- Nearest larger cities: Kadoka (11 mi); Midland (17 mi); Philip (24 mi); Murdo (28 mi); White River (32 mi). Larger metros often have more branches, but online lenders reach Belvidere on the same terms.
- Nearest smaller places: Cottonwood (33 mi); Wood (46 mi); Nenzel (63 mi).
- Within a 50-mile radius: 2 smaller Census places.
- Within 100 miles: 44 places are larger than Belvidere.
The South Dakota lending rules that reach Belvidere
This table holds the South Dakota rate and licensing rules for consumer loans made to Belvidere's 42 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | South Dakota Division of Banking (Department of Labor and Regulation) Source says: "The Division of Banking is charged with the regulation and supervision of state chartered and licensed financial institutions." | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Initiated Measure 21 anti-evasion rule (state-specific rule) | Initiated Measure 21 (2016) also bars evasion by indirect means; applies to loans originated, refinanced, rolled over, renewed or flipped after November 15, 2016. Source says: "prohibits these money lenders from evading this rate limitation by indirect means... a loan made in violation of this measure is void" (Division of Banking guidance on Initiated Measure 21). | South Dakota Division of Banking (Department of Labor and Regulation) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | No general maximum/usury restriction when the rate is set by written agreement; specific caps elsewhere in the code apply (e.g., 36% for licensed money lenders). Source says: "no maximum interest rate or charge, or usury rate restriction... if they establish the interest rate or charge by written agreement" (SDCL 54-3-1.1). | South Dakota Legislature (South Dakota Codified Laws) as of 2026-09-16 |
Lender access in Belvidere
Belvidere is sparsely settled, with about 55 people per square mile and 9 larger places within 50 miles. A South Dakota licence lets a lender serve Belvidere without a local office, so branch density does not change what its 42 residents are offered. For a larger market, the closest option is Kadoka, SD about 11 miles away.
Belvidere's place among South Dakota's 309 places
Among South Dakota's 309 places, Belvidere sits at 280th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Belvidere ranks 253rd of 309 in South Dakota (about the 18th percentile). At about 55 people per square mile, Belvidere is the 291st most densely settled place in South Dakota. The population moved by about 1 people between 2020 and 2023, a 2.3% shift.
What a Belvidere borrower is actually offered
Most loans made to Belvidere's 42 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Belvidere can be quoted different APRs on the same amount and term. Shortening the term on a Belvidere loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Belvidere on the map
Belvidere's land area is about 0.8 square miles; a further 0.07 square miles is water. With 42 residents, the land area yields roughly 55 people per square mile. The largest place in South Dakota, Sioux Falls, lies about 228 miles away. Counting outward 50 miles, 9 larger communities surround Belvidere. By land area it ranks 129th of 309 South Dakota places.
Common questions
What are my options in Belvidere if my credit is poor?
What loan size can I expect in Belvidere?
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Does comparing loans in Belvidere cost me credit score points?
Nearby places
- Kadoka, SD — population 539
- Midland, SD — population 109
- Philip, SD — population 758
- Murdo, SD — population 448
- White River, SD — population 519
- Cottonwood, SD — population 11
- Interior, SD — population 66
- Draper, SD — population 42