Personal loans in Belmore, OH

A 2020-to-2023 comparison shows Belmore down by about 1.6%. Personal loans in Belmore are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 60 population.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

By population, Belmore sits at 920th in Ohio, with an estimated 60 residents. The next larger city is Leipsic, OH about 3 miles away. A lender that serves Belmore operates under Ohio lending statutes and a Ohio supervisor. For a community of about 60, the practical step is to compare APR across at least three lenders before committing.

Local context for Belmore

Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.

Belmore: area, density and distance

Inside Belmore's boundaries lie about 0.4 square miles of land, with no significant water area recorded. Spread across it are roughly 135 residents per square mile. The largest place in Ohio, Columbus, lies about 95 miles away. A 50-mile radius around Belmore takes in 169 places that are larger. The 100-mile radius contains 571 larger places.

Belmore's place among Ohio's 924 places

Among Ohio's 924 places, Belmore sits at 920th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Belmore stands 649th among Ohio's 924 places — roughly the 30th percentile. Its roughly 135 residents per square mile place it 912th among Ohio's places. In land area, Belmore ranks 707th among Ohio's 924 places.

The Belmore borrowing checklist

Complete these steps first when you borrow in Belmore (60 residents):

  1. Get your credit reports, dispute what is wrong, and only then start shopping.
  2. Model the payment on the calculator before a lender models it for you.
  3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
  4. Look the lender up in the Ohio regulator's licence records before you sign.
  5. Make sure the new payment leaves room in a budget you already keep.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Borrow only what the purpose requires, not the maximum you are offered.

The process is identical across Ohio; what changes is your credit file, not the fact that Belmore holds 60 people.

Borrowing reach in Belmore

Belmore is lightly settled, with about 135 people per square mile and 169 larger places within 50 miles. Lenders licensed in Ohio reach Belmore's 60 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Leipsic, OH about 3 miles away.

The state rulebook for Belmore

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a Belmore lender must follow.

RuleDetailSource
State lending regulatorOhio Department of Commerce, Division of Financial Institutions (Consumer Finance Section).
Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."
Ohio Department of Commerce - Division of Financial Institutions
as of 2026-09-16
Maximum legal interest rate (usury cap)8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages).
Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16
Payday lending statusLegal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount.
Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403).
Ohio Laws (Ohio Revised Code - official state publication)
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Belmore if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Belmore is the same as anywhere in Ohio.
What loan size can I expect in Belmore?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Belmore?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Belmore cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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