Personal loans in Bellport, NY
Bellport is one of 595 Census places in New York; its 2,195 residents put it at 285th. Bellport lost roughly 0.1% of its population across the 2020-to-2023 comparison.
A lender serving Bellport holds a New York licence and answers to a New York regulator; no city office is involved for its 2,195 residents. When New York caps or restricts a product, lenders either change the terms or withdraw it from Bellport as from the rest of the state. Use the calculator on this page to price an amount and term before you commit in Bellport. A larger market lies at Patchogue, NY about 4 miles away.
What the Census records for Bellport
The figures below are Bellport's own — Census population, land area and coordinates — followed by the New York rules.
- Population: the Census counts 2,195 residents in Bellport (Vintage 2023 subcounty estimate), the 285th-largest figure among New York's 595 places.
- Population trend: About 0.1% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: roughly 52% of New York places rank below Bellport.
- Density: the Census land area of 1.4 sq mi holds about 1,514 people per square mile.
- Land area rank: Bellport's 1.4 square miles rank 286th of 595 places in New York.
- Water: Bellport holds about 0.08 square miles, the 152nd-largest water area in New York.
- State population share: Bellport accounts for about 0.0% of everyone in New York.
- National rank: Bellport sits 7,288th by population among the 19,457 places in this dataset.
- Growth in New York: Bellport stands 105th by percentage change from 2020 to 2023, among 595 places.
- State comparison: New York's places average -1.1% for 2020-to-2023, against Bellport's 0.1%.
- Density in New York: Bellport ranks 300th by people per square mile.
- Density in context: Bellport's 1,514 people per square mile sit against a New York median of 1,515.
- Location: 40.7510 / -72.9413, per the US Census Bureau Gazetteer.
- Nearest larger cities: Patchogue (4 mi); Lake Grove (12 mi); Islandia (13 mi); Port Jefferson (14 mi); Brightwaters (17 mi). Larger metros often have more branches, but online lenders reach Bellport on the same terms.
- Smaller towns nearby: West Hampton Dunes (12 mi); Ocean Beach (13 mi); Shoreham (14 mi).
- Smaller neighbours: 45 places smaller than Bellport sit within 50 miles.
- At 100 miles: 337 larger Census places fall inside that radius.
The anatomy of a Bellport personal loan
A Bellport personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 2,195 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Bellport. Because the payment is fixed, the total cost of a Bellport loan is knowable in advance — unlike a revolving card balance.
New York consumer-lending rules applied in Bellport
Below are the New York rules that apply to a loan made in Bellport, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | New York State Department of Financial Services (DFS) Source says: "Notify the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York" | New York State Department of Financial Services as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 16% per annum maximum civil rate (Banking Law 14-a; General Obligations Law 5-501) Source says: "The maximum rate of interest provided for in section 5-501 of the general obligations law shall be sixteen per centum per annum." | New York State Senate (Open Legislation) as of 2026-09-16 |
| Payday lending status | Illegal in New York State, in person, by telephone, or over the Internet Source says: "Payday loans are illegal in New York State." | New York State Department of Financial Services as of 2026-09-16 |
The geography behind Bellport
Bellport covers about 1.4 square miles of land, with 0.08 square miles of water inside its boundaries (Census Gazetteer). Spread across it are roughly 1,514 residents per square mile. For the state's biggest city, New York, the distance is roughly 53 miles. Within 50 miles of Bellport there are 77 larger Census places. By land area it ranks 286th of 595 New York places.
Where Bellport sits in New York
Bellport is the 285th-largest of 595 Census places in New York and contains about 0.0% of the state's people. For population change between 2020 and 2023, Bellport ranks 105th of 595 in New York (about the 82th percentile). By density, at about 1,514 people per square mile, it ranks 300th in New York. Between 2020 and 2023 the count changed by roughly 2 residents.
Lender access in Bellport
Bellport is moderately settled, with about 1,514 people per square mile and 77 larger places within 50 miles. A New York licence lets a lender serve Bellport without a local office, so branch density does not change what its 2,195 residents are offered. For a larger market, the closest option is Patchogue, NY about 4 miles away.
Common questions
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Nearby places
- Patchogue, NY — population 12,337
- Lake Grove, NY — population 11,021
- Shoreham, NY — population 522
- Port Jefferson, NY — population 8,129
- West Hampton Dunes, NY — population 117
- Islandia, NY — population 3,627
- Ocean Beach, NY — population 168
- Belle Terre, NY — population 785