Personal loans in Bellevue, OH
If you are weighing a personal loan in Bellevue, start from the payment you can carry; its 8,164 residents face the same statewide rules. An estimated 8,164 people make their home in Bellevue, a figure that ranks 199th in Ohio.
From the 2020 Census base to the 2023 estimate, the population declined by about 0.8%. Pull your credit reports and line up at least three offers before you apply from Bellevue. The closest larger city is Norwalk, OH about 12 miles away. A lender that serves Bellevue operates under Ohio lending statutes and a Ohio supervisor.
Where Bellevue stands
Set out below is Bellevue's local context next to the state-level rules that reach every lender here.
- Population: about 8,164 people live here, which puts Bellevue 199th of 924 Census places in Ohio (Vintage 2023).
- Population trend: A decline of about 0.8% across the 2020-to-2023 comparison.
- People gained or lost: about 68 fewer since the 2020 base.
- Size percentile: roughly 78% of Ohio places rank below Bellevue.
- Density: roughly 1,332 residents per square mile, spread over 6.1 sq mi of land.
- Land area rank: Bellevue's 6.1 square miles rank 171st of 924 places in Ohio.
- Water area rank: Bellevue ranks 122nd among Ohio's 924 places, with 0.12 sq mi.
- Share of Ohio: Bellevue holds about 0.1% of the state's population, some 8,164 people.
- National rank: Bellevue is the 3,639th most populous of the 19,457 Census places covered here.
- Growth rank: Bellevue ranks 427th among Ohio's 924 places for the 2020-to-2023 change.
- Against the state trend: Bellevue's 0.8% change compares with a Ohio average of +0.9% across its 924 places.
- Density rank: Bellevue is the 441st most densely settled place in Ohio.
- Against the state median: Bellevue runs about 1,332 residents per square mile, where the Ohio median is 1,289.
- Location: it lies at 41.2741, -82.8399 in the Census Gazetteer.
- Nearest larger cities: Norwalk (12 mi); Sandusky (14 mi); Fremont (15 mi); Tiffin (21 mi); Shelby (28 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Monroeville (7 mi); Clyde (8 mi); Castalia (9 mi) — useful context for the surrounding area.
- Smaller places within 50 miles: 105 of them.
- Larger places within 100 miles: 192.
How lenders reach Bellevue
At roughly 1,332 people per square mile, Bellevue is moderately settled; 29 larger places lie within 50 miles. A Ohio licence lets a lender serve Bellevue without a local office, so branch density does not change what its 8,164 residents are offered. The nearest larger city, Norwalk, OH about 12 miles away.
What shapes a Bellevue personal loan
Bellevue is a small town of about 8,164 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Because pricing is borrower-level, two people in Bellevue can be quoted different APRs on the same amount and term. Shortening the term on a Bellevue loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Bellevue's place among Ohio's 924 places
Among Ohio's 924 places, Bellevue sits at 199th for population, a share of roughly 0.1% of the state. On the 2020-to-2023 trend, Bellevue stands 427th among Ohio's 924 places — roughly the 54th percentile. Its roughly 1,332 residents per square mile place it 441st among Ohio's places. By land area, its 6.1 square miles rank 171st of 924 places in Ohio.
The state rulebook for Bellevue
The rows below set out what a licensed lender must follow in Ohio, and so for Bellevue's roughly 8,164 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders). | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Land, water and location for Bellevue
Bellevue covers about 6.1 square miles of land, with 0.12 square miles of water inside its boundaries (Census Gazetteer). That land carries about 1,332 people per square mile. The largest place in Ohio, Columbus, lies about 89 miles away. Counting outward 50 miles, 29 larger communities surround Bellevue. By land area it ranks 171st of 924 Ohio places.
Common questions
What are my options in Bellevue if my credit is poor?
What loan size can I expect in Bellevue?
Do I have to pledge anything to borrow in Bellevue?
Does comparing loans in Bellevue cost me credit score points?
Nearby places
- Castalia, OH — population 747
- Monroeville, OH — population 1,280
- Clyde, OH — population 6,337
- Bay View, OH — population 594
- Green Springs, OH — population 1,222
- Attica, OH — population 868
- Sandusky, OH — population 24,241
- Republic, OH — population 542