Personal loans in Belleville, KS
Belleville is a small community in Kansas, with an estimated 1,987 residents, and every licensed lender here follows the same state rulebook. The 2020 count to the 2023 estimate shows about 0.7% decline in Belleville.
With an estimated 1,987 residents, Belleville is the 118th-largest of 625 places in Kansas. Begin with the payment, then weigh APR and total interest across the lenders that reach Belleville's 1,987 residents. For the 1,987 people in Belleville, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Concordia, KS about 18 miles away.
Belleville: population, trend and location
The figures below are Belleville's own — Census population, land area and coordinates — followed by the Kansas rules.
- Population: 1,987 — Belleville ranks 118th of 625 communities in Kansas (US Census Bureau, Vintage 2023).
- Population trend: Lower by roughly 0.7% since the 2020 count.
- People gained or lost: about 15 fewer since the 2020 base.
- Size percentile: about 81% of Kansas's Census places are smaller than Belleville.
- Density: roughly 966 residents per square mile, spread over 2.1 sq mi of land.
- Land area: Belleville covers 2.1 square miles, the 114th-largest area among Kansas's 625 places.
- Water area: Belleville has 0.04 square miles of water, ranking 75th of 625 places in Kansas.
- Within Kansas: about 0.1% of the state's population lives in Belleville.
- National rank: Belleville is the 7,656th most populous of the 19,457 Census places covered here.
- Growth in Kansas: Belleville stands 254th by percentage change from 2020 to 2023, among 625 places.
- Against the state trend: Belleville's 0.7% change compares with a Kansas average of -1.0% across its 625 places.
- Density rank: Belleville is the 236th most densely settled place in Kansas.
- Against the state median: Belleville runs about 966 residents per square mile, where the Kansas median is 764.
- Location: mapped by the US Census Bureau at 39.8243, -97.6339.
- Nearest larger cities: Concordia (18 mi); Fairbury (33 mi); Beloit (35 mi); Clay Center (41 mi); Geneva (49 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller towns nearby: Munden (8 mi); Scandia (8 mi); Cuba (9 mi).
- Smaller places within 50 miles: 84 of them.
- Within 100 miles: 33 places are larger than Belleville.
Belleville in state context
Belleville is the 118th-largest of 625 Census places in Kansas and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Belleville stands 254th among Kansas's 625 places — roughly the 59th percentile. By density, at about 966 people per square mile, it ranks 236th in Kansas. The population moved by about 15 people between 2020 and 2023, a 0.7% shift.
Where Belleville sits
The Census Gazetteer records 2.1 square miles of land and 0.04 square miles of water within Belleville. The resulting density is about 966 people per square mile. The state's population centre of gravity, Wichita, is roughly 148 miles away. Within 50 miles of Belleville there are 5 larger Census places. The 100-mile radius contains 33 larger places.
The Kansas lending rules that reach Belleville
These are Kansas's sourced lending facts as they reach Belleville's 1,987 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Lender access in Belleville
At roughly 966 people per square mile, Belleville is moderately settled; 5 larger places lie within 50 miles. A Kansas licence lets a lender serve Belleville without a local office, so branch density does not change what its 1,987 residents are offered. The nearest larger city, Concordia, KS about 18 miles away.
Before you apply in Belleville
Before you hand your details to a lender in Belleville, where the population is near 1,987:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Make sure the lender appears in the Kansas regulator's licence list.
- Pick the shortest term whose payment you can comfortably afford.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
What differs between Belleville and the rest of Kansas is not the process but the borrower's own file, among the 1,987 people here.
Common questions
What are my options in Belleville if my credit is poor?
What loan size can I expect in Belleville?
Do I have to pledge anything to borrow in Belleville?
Does comparing loans in Belleville cost me credit score points?
Nearby places
- Munden, KS — population 97
- Scandia, KS — population 337
- Cuba, KS — population 138
- Chester, NE — population 212
- Republic, KS — population 79
- Byron, NE — population 85
- Hubbell, NE — population 59
- Agenda, KS — population 44