Personal loans in Belleville, KS

Belleville is a small community in Kansas, with an estimated 1,987 residents, and every licensed lender here follows the same state rulebook. The 2020 count to the 2023 estimate shows about 0.7% decline in Belleville.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

With an estimated 1,987 residents, Belleville is the 118th-largest of 625 places in Kansas. Begin with the payment, then weigh APR and total interest across the lenders that reach Belleville's 1,987 residents. For the 1,987 people in Belleville, Kansas runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The next larger city is Concordia, KS about 18 miles away.

Belleville: population, trend and location

The figures below are Belleville's own — Census population, land area and coordinates — followed by the Kansas rules.

Belleville in state context

Belleville is the 118th-largest of 625 Census places in Kansas and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Belleville stands 254th among Kansas's 625 places — roughly the 59th percentile. By density, at about 966 people per square mile, it ranks 236th in Kansas. The population moved by about 15 people between 2020 and 2023, a 0.7% shift.

Where Belleville sits

The Census Gazetteer records 2.1 square miles of land and 0.04 square miles of water within Belleville. The resulting density is about 966 people per square mile. The state's population centre of gravity, Wichita, is roughly 148 miles away. Within 50 miles of Belleville there are 5 larger Census places. The 100-mile radius contains 33 larger places.

The Kansas lending rules that reach Belleville

These are Kansas's sourced lending facts as they reach Belleville's 1,987 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorKansas Office of the State Bank Commissioner (OSBC)
Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters".
Kansas Office of the State Bank Commissioner
as of 2026-09-16
Payday lending statusPermitted under license (payday cash advances of $500 or less; charge capped at 15%)
Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance".
Kansas Office of the Revisor of Statutes
as of 2026-09-16
Small-loan / installment lender licensingSupervised lender license required (supervised loans)
Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans".
Kansas Office of the Revisor of Statutes
as of 2026-09-16

Lender access in Belleville

At roughly 966 people per square mile, Belleville is moderately settled; 5 larger places lie within 50 miles. A Kansas licence lets a lender serve Belleville without a local office, so branch density does not change what its 1,987 residents are offered. The nearest larger city, Concordia, KS about 18 miles away.

Before you apply in Belleville

Before you hand your details to a lender in Belleville, where the population is near 1,987:

  1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Collect three or more offers and compare them on APR, not on the advertised rate.
  4. Make sure the lender appears in the Kansas regulator's licence list.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Decide the purpose and how you will repay it before approaching any lender.

What differs between Belleville and the rest of Kansas is not the process but the borrower's own file, among the 1,987 people here.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Belleville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Belleville is the same as anywhere in Kansas.
What loan size can I expect in Belleville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Belleville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Belleville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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