Personal loans in Bellefonte, PA

The closest larger city is State College, PA about 10 miles away. Bellefonte lost roughly 2.4% of its population across the 2020-to-2023 comparison. Rate ceilings, licensing requirements and product limits for Bellefonte are all set at the Pennsylvania level. Judge Bellefonte offers on total cost, not on how quickly the money arrives.

Borrowing in Bellefonte: the local picture

What follows is Bellefonte's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: the Census counts 5,930 residents in Bellefonte (Vintage 2023 subcounty estimate), the 150th-largest figure among Pennsylvania's 1,013 places.
• Population trend: A loss of roughly 2.4% between 2020 and 2023.
• People gained or lost: about 145 fewer since the 2020 base.
• Size percentile: with 5,930 residents, Bellefonte is larger than about 85% of Pennsylvania's Census places.
• Density: the Census land area of 1.8 sq mi holds about 3,216 people per square mile.
• By land area: Bellefonte ranks 237th among Pennsylvania's 1,013 places, at 1.8 sq mi.
• State share: roughly 0.1% of Pennsylvania's residents live in Bellefonte (5,930 people).
• National rank: Bellefonte is the 4,389th most populous of the 19,457 Census places covered here.
• Growth rank: Bellefonte's 2020-to-2023 change ranks 748th of 1,013 places in Pennsylvania.
• Against the state trend: Bellefonte's 2.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Bellefonte is the 289th most densely settled place in Pennsylvania.
• Density vs Pennsylvania: Bellefonte's 3,216 people per square mile compare with a state median of 1,990.
• Location: mapped by the US Census Bureau at 40.9142, -77.7682.
• Nearest larger cities: State College (10 mi); Lock Haven (23 mi); Lewistown (24 mi); Huntingdon (31 mi); Altoona (43 mi). A branch is convenient; it is not what sets your APR.
• Smaller communities within reach: Milesburg (2 mi); Unionville (6 mi); Centre Hall (6 mi).
• Smaller places within 50 miles: 82 of them.
• Larger places within 100 miles: 53.

Bellefonte against the rest of Pennsylvania

Set beside Pennsylvania's 1,013 places, Bellefonte ranks 150th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Bellefonte stands 748th among Pennsylvania's 1,013 places — roughly the 26th percentile. At about 3,216 people per square mile, Bellefonte is the 289th most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 145 residents.

Bellefonte on the map

Inside Bellefonte's boundaries lie about 1.8 square miles of land, with no significant water area recorded. The resulting density is about 3,216 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 152 miles. Bellefonte has 8 larger places within a 50-mile radius. Within the same 50 miles lie 82 smaller Census places.

Pennsylvania rules behind a Bellefonte personal loan

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Bellefonte is bound by the same rules.

How personal loans work in Bellefonte

In Bellefonte, a small town of about 5,930, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Bellefonte's 5,930 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Bellefonte loan is knowable in advance — unlike a revolving card balance.

A pre-application checklist for Bellefonte

Complete these steps first when you borrow in Bellefonte (5,930 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. Check the disclosure for fees that raise the true cost above the quoted rate.
6. Test the payment against your current bills before you commit.
7. Pick the shortest term whose payment you can comfortably afford.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Bellefonte holds 5,930 people.