Personal loans in Bellaire, TX
The Census counts 17,016 people in Bellaire, the 172nd-largest figure among Texas's 1,224 places. The roughly 17,016 people who live in Bellaire borrow under Texas rules; city hall sets no personal-loan rate.
Verify the lender's Texas licence against the regulator named below before borrowing in Bellaire. State law, not city hall, decides what a lender may do to Bellaire's roughly 17,016 residents, and a state regulator supervises it. The trend for Bellaire between 2020 and 2023 is downward by roughly 1.1%. The closest larger place is Houston, TX about 7 miles away.
The Bellaire data picture
Set out below is Bellaire's local context next to the state-level rules that reach every lender here.
- Population: a Census-estimated 17,016, 172nd among Texas's 1,224 places (Vintage 2023).
- Population trend: The 2020-to-2023 change is negative, near 1.1%.
- People gained or lost: about 187 fewer since the 2020 base.
- Size percentile: roughly 86% of Texas's places have fewer residents than Bellaire's 17,016.
- Population density: 4,731 people per square mile on 3.6 square miles of land.
- Land area rank: Bellaire's 3.6 square miles rank 476th of 1,224 places in Texas.
- Within Texas: about 0.1% of the state's population lives in Bellaire.
- Nationally: Bellaire is the 2,148th-largest of 19,457 Census places in the dataset.
- Growth rank: Bellaire's 2020-to-2023 change ranks 976th of 1,224 places in Texas.
- Versus Texas: the state average change is +6.5%, while Bellaire moved 1.1%.
- Density rank: Bellaire places 14th among Texas's places by people per square mile.
- Against the state median: Bellaire runs about 4,731 residents per square mile, where the Texas median is 840.
- Location: 29.7040, -95.4609 (US Census Bureau Gazetteer).
- Nearest larger cities: Houston (7 mi); Stafford (8 mi); Missouri City (11 mi); Sugar Land (13 mi); Pearland (13 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Southside Place (2 mi); West University Place (2 mi); Piney Point Village (5 mi) — useful context for the surrounding area.
- Smaller neighbours: 94 places smaller than Bellaire sit within 50 miles.
- Larger places within 100 miles: 31.
Where Bellaire sits in Texas
Within Texas, Bellaire holds roughly 0.1% of all residents, the 172nd-largest share among 1,224 places. On the 2020-to-2023 trend, Bellaire stands 976th among Texas's 1,224 places — roughly the 20th percentile. At about 4,731 people per square mile, Bellaire is the 14th most densely settled place in Texas. The population moved by about 187 people between 2020 and 2023, a 1.1% shift.
Getting a loan in Bellaire
Bellaire is fairly dense, with about 4,731 people per square mile and 23 larger places within 50 miles. Whether Bellaire has a local branch or not, a Texas-licensed lender can serve its 17,016 people online on the same terms. The nearest larger city, Houston, TX about 7 miles away.
Which Texas laws govern a loan in Bellaire
Every row below records a Texas rule, its publisher and its retrieval date — the same rules a Bellaire lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
A pre-application checklist for Bellaire
Before you hand your details to a lender in Bellaire, where the population is near 17,016:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Make sure the lender appears in the Texas regulator's licence list.
- Test the payment against your current bills before you commit.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
The process is identical across Texas; what changes is your credit file, not the fact that Bellaire holds 17,016 people.
Where Bellaire sits
Bellaire's land area is roughly 3.6 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 4,731 residents per square mile. The largest place in Texas, Houston, lies about 7 miles away. Bellaire has 23 larger places within a 50-mile radius. By land area it ranks 476th of 1,224 Texas places.
Common questions
What are my options in Bellaire if my credit is poor?
What loan size can I expect in Bellaire?
Do I have to pledge anything to borrow in Bellaire?
Does comparing loans in Bellaire cost me credit score points?
Nearby places
- Southside Place, TX — population 1,855
- West University Place, TX — population 14,791
- Piney Point Village, TX — population 3,067
- Hunters Creek Village, TX — population 4,352
- Hilshire Village, TX — population 810
- Bunker Hill Village, TX — population 3,784
- Hedwig Village, TX — population 2,320
- Spring Valley Village, TX — population 4,272