Personal loans in Belden, NE
With roughly 111 residents, Belden is a small community, and the lending rules its borrowers live under are written in Nebraska, not by the city. Belden is one of 527 Census places in Nebraska; its 111 residents put it at 400th.
Judge Belden offers on total cost, not on how quickly the money arrives. Population in Belden dropped about 1.8% over the three years from 2020 to 2023. To lend to Belden's 111 residents, a company must hold a Nebraska licence, and each sourced row below names the regulator behind it. The nearest larger city is Laurel, NE about 6 miles away.
What the Census records for Belden
Read the local figures below as context; read the sourced Nebraska table as the rulebook a lender here must follow.
- Population: about 111 people live here, which puts Belden 400th of 527 Census places in Nebraska (Vintage 2023).
- Population trend: About 1.8% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
- Size percentile: Belden's 111 people outrank roughly 24% of the places in Nebraska.
- Density: roughly 755 residents per square mile, spread over 0.1 sq mi of land.
- Land area rank: Belden's 0.1 square miles rank 471st of 527 places in Nebraska.
- Share of state population: Belden's 111 residents are about 0.0% of Nebraska.
- National rank: Belden is the 17,925th most populous of the 19,457 Census places covered here.
- Growth in Nebraska: Belden stands 356th by percentage change from 2020 to 2023, among 527 places.
- State comparison: Nebraska's places average -0.6% for 2020-to-2023, against Belden's 1.8%.
- Density rank: Belden places 295th among Nebraska's places by people per square mile.
- Density in context: Belden's 755 people per square mile sit against a Nebraska median of 830.
- Location: mapped by the US Census Bureau at 42.4117, -97.2074.
- Nearest larger cities: Laurel (6 mi); Coleridge (7 mi); Randolph (8 mi); Carroll (9 mi); Concord (11 mi). A branch is convenient; it is not what sets your APR.
- Smaller places nearby: Sholes (7 mi); Dixon (11 mi); McLean (13 mi).
- Smaller neighbours: 16 places smaller than Belden sit within 50 miles.
- Larger places within 100 miles: 292.
Before you apply in Belden
Before you hand your details to a lender in Belden, where the population is near 111:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Nebraska licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
What differs between Belden and the rest of Nebraska is not the process but the borrower's own file, among the 111 people here.
Belden's place among Nebraska's 527 places
Belden is the 400th-largest of 527 Census places in Nebraska and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Belden stands 356th among Nebraska's 527 places — roughly the 32th percentile. At about 755 people per square mile, Belden is the 295th most densely settled place in Nebraska. In land area, Belden ranks 471st among Nebraska's 527 places.
Where Belden sits
The Census Gazetteer records about 0.1 square miles of land within Belden, with no significant water area listed. Spread across it are roughly 755 residents per square mile. The largest place in Nebraska, Omaha, lies about 99 miles away. Within 50 miles of Belden there are 75 larger Census places. By land area it ranks 471st of 527 Nebraska places.
What is available to Belden borrowers
With about 755 residents per square mile, Belden is moderately settled, and 75 larger Census places sit within 50 miles. Distance to a branch rarely matters for Belden's 111 residents: the application is online and the price follows your credit file. The nearest larger city, Laurel, NE about 6 miles away.
How Nebraska law applies in Belden
The rows below set out what a licensed lender must follow in Nebraska, and so for Belden's roughly 111 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Nebraska Department of Banking and Finance (NDBF) Source says: "The Nebraska Department of Banking and Finance is a state agency under the direct supervision of the Governor." | Nebraska Department of Banking and Finance as of 2026-09-16 |
| Payday lending status | Capped at 36% APR (Initiative 428, 2020); violating transactions are void Source says: "A licensee shall not impose an annual percentage rate greater than thirty-six percent in connection with a delayed deposit transaction." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Delayed Deposit Services Licensing Act (Neb. Rev. Stat. 45-901 to 45-931) Source says: "Sections 45-901 to 45-931 shall be known and may be cited as the Delayed Deposit Services Licensing Act." | Nebraska Legislature (Nebraska Revised Statutes) as of 2026-09-16 |
Common questions
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Does comparing loans in Belden cost me credit score points?
Nearby places
- Coleridge, NE — population 515
- Laurel, NE — population 948
- Sholes, NE — population 17
- Carroll, NE — population 186
- Randolph, NE — population 877
- Dixon, NE — population 78
- Hartington, NE — population 1,499
- Concord, NE — population 120