Personal loans in Beeville, TX

Population in Beeville dropped about 3.4% over the three years from 2020 to 2023. With 13,211 residents, Beeville outranks about 83% of the communities in Texas.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Two households in Beeville with comparable incomes can still be offered different rates; the city's 13,211 residents are not the reason. Compare APR, not the interest rate, because the APR folds in most fees on a Beeville loan. A lender that serves Beeville operates under Texas lending statutes and a Texas supervisor. A larger market lies at Portland, TX about 44 miles away.

Beeville: population, trend and location

Read the local figures below as context; read the sourced Texas table as the rulebook a lender here must follow.

Borrowing reach in Beeville

Beeville is fairly dense, with about 2,071 people per square mile and 2 larger places within 50 miles. Whether Beeville has a local branch or not, a Texas-licensed lender can serve its 13,211 people online on the same terms. The nearest larger city, Portland, TX about 44 miles away.

Where Beeville sits in Texas

Set beside Texas's 1,224 places, Beeville ranks 209th by population and holds about 0.1% of the state total. On the 2020-to-2023 trend, Beeville stands 1,121st among Texas's 1,224 places — roughly the 8th percentile. By density, at about 2,071 people per square mile, it ranks 162nd in Texas. Within 50 miles sit 26 smaller Census places, alongside the 2 that are larger.

Before you apply in Beeville

These steps shape the offer you get in Beeville, a place of about 13,211 people:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Get several pre-qualifications and compare APR side by side before choosing.
  4. Confirm the lender holds a Texas licence by checking the regulator named above.
  5. Make sure the new payment leaves room in a budget you already keep.
  6. Choose a term you can live with; stretching it lowers the payment but raises total interest.
  7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Beeville as elsewhere in Texas, the written terms — not the advertisement — are what count for its 13,211 residents.

Which Texas laws govern a loan in Beeville

These are Texas's sourced lending facts as they reach Beeville's 13,211 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorTexas Office of Consumer Credit Commissioner (OCCC)
Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas.		Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16
Maximum legal interest rate (usury cap)10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001)
Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law.		Texas Legislature (Texas Constitution and Statutes)
as of 2026-09-16
Payday lending statusLegal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393)
Source says: the credit access business that serves as the broker is the licensee in this regulated industry		Texas Office of Consumer Credit Commissioner (OCCC)
as of 2026-09-16

The anatomy of a Beeville personal loan

In Beeville, a small town of about 13,211, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Beeville's rank of 209th in Texas: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in Beeville decides the split between a comfortable payment and the total interest you pay.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Beeville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Beeville is the same as anywhere in Texas.
What loan size can I expect in Beeville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Beeville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Beeville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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