Personal loans in Beaverton, MI
With an estimated 1,170 residents, Beaverton is the 334th-largest of 533 places in Michigan. Population in Beaverton climbed about 1.4% over the three years from 2020 to 2023.
Two households in Beaverton with comparable incomes can still be offered different rates; the city's 1,170 residents are not the reason. State law, not city hall, decides what a lender may do to Beaverton's roughly 1,170 residents, and a state regulator supervises it. Rate-shopping from Beaverton costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For a bigger market, look to Gladwin, MI about 7 miles away.
Local context for Beaverton
Here is the sourced Census picture for Beaverton, plus the Michigan lending rules that apply to a loan taken out here.
- Population: 1,170 residents; Beaverton is the 334th-largest of 533 places in Michigan (US Census Bureau, Vintage 2023).
- Population trend: A gain of roughly 1.4% between 2020 and 2023.
- People gained or lost: about 16 more since the 2020 base.
- Size percentile: Beaverton sits ahead of around 37% of Michigan places, at 1,170 people.
- Land and density: 1.1 square miles of land carry roughly 1,100 residents per square mile.
- By land area: Beaverton ranks 376th among Michigan's 533 places, at 1.1 sq mi.
- Water: Beaverton holds about 0.28 square miles, the 89th-largest water area in Michigan.
- Share of Michigan: Beaverton holds about 0.0% of the state's population, some 1,170 people.
- Nationally: Beaverton is the 9,646th-largest of 19,457 Census places in the dataset.
- Growth rank: Beaverton's 2020-to-2023 change ranks 94th of 533 places in Michigan.
- State comparison: Michigan's places average -0.3% for 2020-to-2023, against Beaverton's 1.4%.
- Density rank: Beaverton is the 261st most densely settled place in Michigan.
- Density vs Michigan: Beaverton's 1,100 people per square mile compare with a state median of 1,078.
- Location: mapped by the US Census Bureau at 43.8807, -84.4877.
- Nearest larger cities: Gladwin (7 mi); Coleman (10 mi); Clare (14 mi); Harrison (18 mi); Midland (22 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities close by: Sanford (15 mi); Rosebush (18 mi); Farwell (19 mi), each with its own Census population profile.
- Smaller places within 50 miles: 24 of them.
- Larger places within 100 miles: 137.
Beaverton: area, density and distance
Beaverton covers about 1.1 square miles of land, with 0.28 square miles of water inside its boundaries (Census Gazetteer). With 1,170 residents, the land area yields roughly 1,100 people per square mile. The largest place in Michigan, Detroit, lies about 125 miles away. Beaverton has 24 larger places within a 50-mile radius. The 100-mile radius contains 137 larger places.
Michigan consumer-lending rules applied in Beaverton
These are Michigan's sourced lending facts as they reach Beaverton's 1,170 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Michigan Department of Insurance and Financial Services (DIFS) Source says: ""Department" means the department of insurance and financial services" | Michigan Legislature as of 2026-09-16 |
| Regulated lender interest/finance charge cap | 25% per annum (Credit Reform Act, MCL 445.1854(1)) Source says: "may charge, collect, and receive any rate of interest or finance charge for an extension of credit not to exceed 25% per annum" | Michigan Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 7% per annum maximum by written agreement; 5% legal rate (MCL 438.31) Source says: "it shall be lawful for the parties to stipulate in writing for the payment of any rate of interest, not exceeding 7% per annum" | Michigan Legislature as of 2026-09-16 |
The Beaverton borrowing checklist
Before you apply in Beaverton, a community of about 1,170, work through these steps:
- Pull your credit reports first and correct any error before a lender sees the file.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Michigan regulator's licence list.
- Be clear on what the loan is for and how it gets repaid.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Read the disclosure for an origination fee and any prepayment penalty before signing.
The process is identical across Michigan; what changes is your credit file, not the fact that Beaverton holds 1,170 people.
Borrowing reach in Beaverton
Beaverton is a moderately settled community of about 1,170 people, with 24 larger places inside a 50-mile radius. A Michigan licence lets a lender serve Beaverton without a local office, so branch density does not change what its 1,170 residents are offered. For a larger market, the closest option is Gladwin, MI about 7 miles away.
Where Beaverton sits in Michigan
Within Michigan, Beaverton holds roughly 0.0% of all residents, the 334th-largest share among 533 places. Its 2020-to-2023 change ranks 94th of 533 Michigan places, putting it near the 82th percentile for growth. Its roughly 1,100 residents per square mile place it 261st among Michigan's places. In land area, Beaverton ranks 376th among Michigan's 533 places.
Common questions
What are my options in Beaverton if my credit is poor?
What loan size can I expect in Beaverton?
Do I have to pledge anything to borrow in Beaverton?
Does comparing loans in Beaverton cost me credit score points?
Nearby places
- Gladwin, MI — population 3,117
- Coleman, MI — population 1,269
- Sanford, MI — population 763
- Clare, MI — population 3,278
- Rosebush, MI — population 358
- Harrison, MI — population 2,162
- Midland, MI — population 42,663
- Farwell, MI — population 896