Personal loans in Bear Lake, PA

Bear Lake counts about 146 people, and what is genuinely local about borrowing here is limited — Pennsylvania law does the governing. Every figure below is Pennsylvania's own, applied to Bear Lake's 146 residents, with the publisher and retrieval date attached. Judge Bear Lake offers on total cost, not on how quickly the money arrives. A larger market lies at Panama, NY about 5 miles away.

Local context for Bear Lake

What follows is Bear Lake's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: 146 — Bear Lake ranks 959th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.4% fewer residents than the 2020 Census counted.
• Change in people: the 2020-to-2023 comparison is a loss of about 2 residents.
• Size percentile: bigger than about 5% of the places in Pennsylvania, with 146 residents in Bear Lake.
• Density: the Census land area of 0.7 sq mi holds about 212 people per square mile.
• Land area rank: Bear Lake's 0.7 square miles rank 607th of 1,013 places in Pennsylvania.
• State population share: Bear Lake accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Bear Lake sits 17,327th by population among the 19,457 places in this dataset.
• Growth in Pennsylvania: Bear Lake stands 515th by percentage change from 2020 to 2023, among 1,013 places.
• Against the state trend: Bear Lake's 1.4% change compares with a Pennsylvania average of -0.9% across its 1,013 places.
• Density rank: Bear Lake is the 949th most densely settled place in Pennsylvania.
• Against the state median: Bear Lake runs about 212 residents per square mile, where the Pennsylvania median is 1,990.
• Location: mapped by the US Census Bureau at 41.9934, -79.5013.
• Nearest larger cities: Panama (5 mi); Corry (8 mi); Sugar Grove (8 mi); Lakewood (12 mi); Sherman (12 mi). Lenders licensed in the state serve Bear Lake whether or not they keep a local branch.
• Smaller communities close by: Woodcock (34 mi); Cherry Valley (60 mi); Callensburg (60 mi), each with its own Census population profile.
• Smaller places within 50 miles: 1 of them.
• Larger places within 100 miles: 326.

The Pennsylvania lending rules that reach Bear Lake

For the roughly 146 residents of Bear Lake, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

How Bear Lake compares across Pennsylvania

Among Pennsylvania's 1,013 places, Bear Lake sits at 959th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Bear Lake stands 515th among Pennsylvania's 1,013 places — roughly the 49th percentile. Its roughly 212 residents per square mile place it 949th among Pennsylvania's places. By land area, its 0.7 square miles rank 607th of 1,013 places in Pennsylvania.

The Bear Lake borrowing checklist

Before you hand your details to a lender in Bear Lake, where the population is near 146:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Keep the amount to the expense; an approval is not a reason to take more.
6. Decide the purpose and how you will repay it before approaching any lender.
7. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.

None of these steps is Bear Lake-specific: the same Pennsylvania licensing and disclosure rules reach all 146 residents.

Where Bear Lake sits

Bear Lake's land area is roughly 0.7 square miles, and the Gazetteer records no significant water area within it. With 146 residents, the land area yields roughly 212 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 266 miles from Bear Lake. Within 50 miles of Bear Lake there are 71 larger Census places. By land area it ranks 607th of 1,013 Pennsylvania places.

Lender access in Bear Lake

With about 212 residents per square mile, Bear Lake is lightly settled, and 71 larger Census places sit within 50 miles. Lenders licensed in Pennsylvania reach Bear Lake's 146 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Panama, NY about 5 miles away.